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Select from hundreds of loan products tailored to your needs

Thomas Hostetler

Loan Officer

5887 Copley Drive, Floors 1, 3, 4, 5 & 6, San Diego, CA 92111
Own what matters

About Me


My name is Thomas, I’m a local lender born and raised here in San Diego. I am a fitness nut, surf daily, and me and my love Sarah are blessed enough to raise 5 beautiful children (1 girl 4 boys). My business is built around building and establishing exceptional relationships with individuals that convey the same level of respect, communication, faith, and trust as if I was referring my own mother to them. My goal is to help families get the best product available to them on a level of trust with a transparent mindset when it comes to the entire process. This goes from meeting with you the client, seeing what your needs are and doing everything within my power to give you the confidence that you are making the right choice on one of the most, if not, the most important decision of your life. My goal is to service your loan for life and be your forever lender that you refer to your closest friends, family, and loved ones to. My job does not stop after this transition closes. I will continue to monitor your loan and look for any and every possible way to lower your payment or leverage your equity depending on your needs. My immense connections and resources allow you to get set up with trustworthy CPA’s, financial advisers, realtors (commercial & residential), attorneys, contractors, wedding planners, interior designers, and the list goes on. Remember, being comfortable and meshing well with your lender should be of the upmost importance. Looking forward helping you through this next step in your life. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.


Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.


If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Aug 14, 2023

In an industry where excellence can be hard to find, Thomas continues to stand out + lead by example when it comes to what a lender should be and how they should perform. I wholeheartedly recommend his services to anyone seeking a partner or professional who is not only proficient in their field but also genuinely cares about their clients' success. We've closed several deals together and I look forward to our ongoing future success. THANK YOU Thomas, your success is mine and I'm proud to call you a colleague.
Aug 14, 2023

Fantastic customer service and communicaiton from start to finish.
Aug 14, 2023

Thomas was absolutely amazing throughout this transaction with our client. From day 1 when we both met her at our open house, he made sure she felt totally comfortable with the financing aspect of the home buying process. This allowed us to work together and get her into escrow within 2 weeks of meeting her. His knowledge and confidence in his field made the process so much smoother and it helped me and my client feel extremely comfortable working with him.

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NMLS ID #1937808
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;