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Michael Dunn

Michael Dunn

Senior Loan Officer

5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111
Own what matters
Own what matters

About Me

Michael has been in the mortgage industry since 2004, winning several awards for excellent service and was handpicked by the Corporate Branch Manager to become a leading loan officer at Guild Mortgage Company. He is a self-motivated professional with a loving wife and two young children. As a prior Senior Air Man in the United States Air Force, his sense of compassion, diligence, and can-do attitude has led to many wonderful and smooth mortgage transactions. Michael welcomes and is devoted to conquering challenges to find the best fit for all of his clients, using his vast knowledge and wide skillset. With Michael Dunn and his team overseeing your mortgage transaction, you can rest assured, knowing this will be a positive experience.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.5
4.4
Joann
Dec 09, 2023
Verified

Working with Guild Mortgage was enjoyable. Everything was done on time and with ease and skill. I highly recommend this company for any real estate loan needs. They are experienced, accountable and convenient.
cris h
Sep 27, 2023
Verified

Great team. Very helpful.
Chris
Sep 27, 2023
Verified

Amazing team. Provides great service tailored to their customers' needs.
Teresa H
Sep 15, 2023
Verified

Guild Mortgage is impressive and consistently precise. What a great company!
Teresa
Sep 15, 2023
Verified

What an exceptional job, Michael! We love how Michael explains everything and his skillset with numbers is magical.
Ellen F
Aug 31, 2023
Verified

If possible ask for Michael Dunn and his team when you call Guild Mortgage! He listened and explained and his team was so pleasant!

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Awards

awards

Causes I'm
passionate about

causes
NMLS ID #915546
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 0922400; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 915546; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; (www.nmlsconsumeraccess.org);