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Ron Luttrull

Ron Luttrull

Senior Loan Officer

5887 Copley Dr, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
Own what matters
Own what matters

About Me

Ron has been in the mortgage industry for twenty plus years gaining experience in all facets of the mortgage transaction. He graduated with an investment finance degree from Metropolitan State University in Denver, CO and enjoys his position as Senior Loan Officer with Guild mortgage where he puts his education and knowledge to use in helping navigate the mortgage loan waters for both purchase and refinance clients. Ron enjoys running, surfing, getting together with the family, and the occasional daredevil experiences, sky diving, race car driving, or gliding to name a few. Ron looks forward to helping with your current transaction and will endeavor to make it a pleasant experience for you.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.69 out of 5.0 stars
Aug 11, 2022

Thank you Ron We were extremely blessed to have you as our loan officer.. your service and attention to detail was outstanding very knowledgeable. Top notch service and extremely wonderful communication from start to finish! We hope to do future business with you again!
Aug 09, 2022

Ron is very honest about the closing costs. They were lower than expected. He kept me informed throughout the process and sent me several thoughtful emails. Guild had a good process and it only took a couple of weeks from application to closing. Guild was my original lender so it was so nice not to have to use an online mortgage broker and get bombarded with spam and phishing scams.
Jul 09, 2022

Ron was an amazing loan officer. He helped me close before expected got me the best rate and was fully knowledgeable about the process. I will recommend his expertise to others.
Jun 27, 2022

Ron has always been awesome to work with. Very responsive. Would recommend both Ron and Guild Mortgage to anyone!
May 27, 2022

Ron was very helpful and friendly
May 26, 2022

Very professional

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Causes I'm
passionate about

NMLS ID #274181
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Missouri, Montana, North Dakota, Nebraska, New Hampshire, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 0928885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; NV Mortgage Company #1141; OR ML-176; (;

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at