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Xavier Velasco

Xavier Velasco

Loan Officer

5887 Copley Dr, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.86 out of 5.0 stars
4.64
5.0
Erin
Feb 16, 2024
Verified

Xavier provided an excellent experience for our first HELOC. He was very patient with all my questions, thoroughly explained the process, but in a way that was understandable. This was a big decision for my husband and I so it was nice to work with someone we felt we could trust.
Danielle
Aug 11, 2023
Verified

Xavier was incredible to work with. He went the extra mile at every turn and his communication was quick and responsive. We’ve closed on many homes, but this was by far the best experience we’ve had. We highly recommend!
Anita
Jul 25, 2023
Verified

I would like to thanks to Xavier , being so punctual and followed promptly my loan process !! He is knowledgeable and follow through , with great communication responses !’ Definitely would refer him to my friends and family !!
Jason
Jul 13, 2023
Verified

Xavier was a pleasure to deal with. He answered all of my questions and was very prompt is providing updates on the status of my mortgage application. I would recommend Xavier and his team in the future to anyone looking to apply for a mortgage.
Mary
Jun 14, 2023
Verified

Xavier was great and walked me through everything I needed to know. He was always available and responded in a timely manner. Great experience.
Louise
May 22, 2023
Verified

It was a pleasure working with Xavier for a second time.He has a very calming personality. His patience and capability was superb.This comes from his knowledge and competence with his work.He had a way of handling every obstacle and getting the right solution.He is an asset to his profession.i would recommend him to anyone with mortgage or home equity loans. Thanks Xavier you and your assistant are the best.

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NMLS ID #515572
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; Rhode Island Licensed Lender; (www.nmlsconsumeraccess.org);

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov