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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Xavier provided an excellent experience for our first HELOC. He was very patient with all my questions, thoroughly explained the process, but in a way that was understandable. This was a big decision for my husband and I so it was nice to work with someone we felt we could trust.
Xavier was incredible to work with. He went the extra mile at every turn and his communication was quick and responsive. We’ve closed on many homes, but this was by far the best experience we’ve had. We highly recommend!
I would like to thanks to Xavier , being so punctual and followed promptly my loan process !! He is knowledgeable and follow through , with great communication responses !’ Definitely would refer him to my friends and family !!
Xavier was a pleasure to deal with. He answered all of my questions and was very prompt is providing updates on the status of my mortgage application. I would recommend Xavier and his team in the future to anyone looking to apply for a mortgage.
It was a pleasure working with Xavier for a second time.He has a very calming personality. His patience and capability was superb.This comes from his knowledge and competence with his work.He had a way of handling every obstacle and getting the right solution.He is an asset to his profession.i would recommend him to anyone with mortgage or home equity loans. Thanks Xavier you and your assistant are the best.
Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov