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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.85
5.0
Daniel
Jul 02, 2025
Oxnard, CA
Verified

Xavier made the loan process very simple and transparent. Would Definitely recommend to friends and family.
Marla
Jul 02, 2025
Farmington, MO
Verified

Easy to work with and very helpful .
Pete
Jun 02, 2025
Rockingham, VA
Verified

Very responsive and able to reach settlement on time.
Jill
May 19, 2025
Denver, CO
Verified

Everyone was very helpfull and answered all of my questions very quickly. They really were there for me when I needed help. Made me feel like they really cared and made sure that I felt important to them.
Donna
May 12, 2025
Blairsville, GA
Verified

great communicaiton from the team
Cathy S
May 13, 2025
Verified

Xavier Velasco is very knowledgeable, detailed loan officer. He has a kind, patient personality and is always willing to help you understand the process of your loan. Xavier keeps you posted on where the loan is in its process, and always answers his texts and emails very quickly. Great customer service! Xavier is the best and works for the best Guild Mortgage. You won't find a better person to help you with your loan needs.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #515572
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender;