(41 reviews)

Dolores Frace

Senior Loan Officer

NMLS ID #317485

San Diego, CA

4.98

(41 reviews)

Get in touch

Save Contact

5887 Copley Drive, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111

[email protected]

(858) 408-9858

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options.Read more

Awards

Causes and Memberships

Testimonials

4.98 (41 reviews)

5.0

(Translated by Google) We are so grateful for Dolores' help. As first-time buyers, we had a lot of trouble understanding the process, but they were patient with us and, above all, determined to help us before, during, and after the purchase. We definitely recommend giving Dolores Frace and Guild Mortgage a chance and seeing how it's always possible! Happy New Year to all! (Original) Estamos agradecidos con la ayuda de Dolores, fuimos primeros compradores y tuvimos muchos problemas para entender el proceso, pero tuvieron paciencia con nosotros, y sobretodo determinacion por ayudarnos, antes durante y despues de la compra, sin duda recomendamos que se den la oportunidad de trabajar con Dolores Frace y Guild mortgage, y vean como siempre es posible! feliz inicio de año a todos!

Norma “.

Jan 22, 2026 |

It was such a pleasure working with Dolores Frace, she helped me all the way until I was able to get the loan for my new house. She was very understanding and helpful, I was very lucky to have her as my loan officer. Thank you Dolores for all your help, blessings.

Irma

Dec 20, 2025 |

Lemon Grove, CA

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(858) 408-9858

Mobile:

(619) 988-1628

Branch:

(858) 630-5815

Email:

[email protected]

5887 Copley Drive, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 6:00PM

By Appointment

Monday - Friday

9:00AM - 6:00PM

Saturday

By Appointment

Sunday

By Appointment

NMLS ID #317485

I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

For homebuyers

For homeowners

Get my app

Mortgage updates on the go

Available on Google Play and Apple App Store

Dolores Frace

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app