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Xavier Velasco

Loan Officer

5887 Copley Dr, Floors 1, 3, 4, 5, 6, San Diego, CA 92111
(858) 790-0697 ext. 10697
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.85 out of 5.0 stars
Aug 11, 2023

Xavier was incredible to work with. He went the extra mile at every turn and his communication was quick and responsive. We’ve closed on many homes, but this was by far the best experience we’ve had. We highly recommend!
Jul 25, 2023

I would like to thanks to Xavier , being so punctual and followed promptly my loan process !! He is knowledgeable and follow through , with great communication responses !’ Definitely would refer him to my friends and family !!
Jul 13, 2023

Xavier was a pleasure to deal with. He answered all of my questions and was very prompt is providing updates on the status of my mortgage application. I would recommend Xavier and his team in the future to anyone looking to apply for a mortgage.
Jun 14, 2023

Xavier was great and walked me through everything I needed to know. He was always available and responded in a timely manner. Great experience.
May 22, 2023

It was a pleasure working with Xavier for a second time.He has a very calming personality. His patience and capability was superb.This comes from his knowledge and competence with his work.He had a way of handling every obstacle and getting the right solution.He is an asset to his profession.i would recommend him to anyone with mortgage or home equity loans. Thanks Xavier you and your assistant are the best.
Apr 26, 2023

Xavier help me out with getting my line of credit for me. Anytime I have called him he always answered my calls or has called me back with in a timely fashion. He has answered any questions I have asked him & if I didn't understand something, he would explain it in details that made sense. Everything went through as fast as he said, it would. I would definitely use him again & would definitely refer him to someone else.

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NMLS ID #515572
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; Rhode Island Licens