Own what matters

Consumer Direct Lending


Consumer Direct Lending

Guild Mortgage Company offers Consumer Direct Lending services to customers across 49 states.* That means you can receive financing from an experienced Guild loan officer from virtually anywhere. With a combined 100 years of mortgage experience, our team can assist you with your home purchase, refinance or answer any questions you might have about the mortgage process.

Here’s what you can expect from Guild Consumer Direct Lending:

  • Exceptional service
    • You’ll get fast, upfront pre-approvals with a commitment to close your loan on time
  • Deep expertise
    • Work with an experienced partner who can identify the loan to fit your life
  • Direct lender
    • As a direct lender, our investor relationships give us the ability to tailor the best loan for each unique borrower situation.

Our team is ready to help you get started with your next loan or refinance. Whether you’re ready to apply or looking to consult a loan officer over the phone, contact us using the info provided below, or complete the form above and we will call you right back.

The perfect home loan for you

Guild’s mission? In neighborhoods and communities everywhere, we deliver the promise of home.

We offer hundreds of loan programs to suit a variety of buyers, including first-time homebuyers, military families and rural residents. You can also take advantage of many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you for your home purchase and will also help you refinance when the time is right down the road. Interested in refinancing today? Let’s discuss what is right for you.

Product Info

Ask us about any of the following programs:
  • 3-2-1 Home program for first-time homebuyers
  • Down payment assistance programs
  • Jumbo
  • Conventional
  • FHA
  • USDA
  • VA
Licensed to conduct business in: AL, AK, AZ, AR, CA, CO, CT, D.C., DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI & WY; Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274, www.nmlsconsumeraccess.org/. Branch address: 5887 Copley Drive, Floor 3, San Diego, CA 92111. For more licensing information, please visit www.guildmortgage.com/licensing.