Own what matters

Consumer Direct Lending


Consumer Direct Lending

Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

Across 40 states, Guild Mortgage Company offers our Consumer Direct Lending service to all our customers. Our team of experienced loan officers offers you the option of applying for and closing your loan from anywhere. With a combined 100 years of mortgage experience, our team is here to assist you with your home purchase, refinance or answer any questions you might have about the mortgage process.

The mortgage business has been our business since 1960. From Guild, you can expect:

  • Exceptional service
    • You’ll get fast, upfront pre-approvals with a commitment to close your loan on time
  • Deep expertise
    • Work with an experienced partner who can identify the loan to fit your life
  • Direct lender
    • As a direct lender, we have control in fitting the best product for our borrowers. Our investor relationships enable us to serve you better

If you’re ready to apply now or prefer to work with a loan officer over the phone, contact one of our loan officers via phone or email, or complete the form above. Our team is ready to get started and to help you with your next loan or refinance.

Our mission? In neighborhoods and communities everywhere, we deliver the promise of home.

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you.

Or if you’re looking to refinance an existing loan, we have options available. Let’s discuss what is right for you

Product Info

Ask us about any of the following programs:
  • 3-2-1 Home program for first-time homebuyers
  • Down payment assistance programs
  • Jumbo
  • Conventional
  • FHA
  • USDA
  • VA
Licensed to conduct business in: AL, AK, AZ, AR, CA, CO, CT, D.C., DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI & WY; Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274, www.nmlsconsumeraccess.org/. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Branch address: 5887 Copley Drive, Floor 3, San Diego, CA 92111. For more licensing information, please visit www.guildmortgage.com/licensing.