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Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

Direct Lending

5887 Copley Drive Floors 1, 3, 4, 5, 6
San Diego, CA 92111

(800) 283-8823

Hours

Mon
8:00AM - 5:00PM
Tue
8:00AM - 5:00PM
Wed
8:00AM - 5:00PM
Thur
8:00AM - 5:00PM
Fri
8:00AM - 5:00PM
Sat
CLOSED
Sun
CLOSED
Branch Manager

Biren Desai

Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
  • Down payment assistance programs
  • Jumbo
  • Conventional
  • FHA
  • VA
  • USDA
  • Renovation

We work hard to understand your needs, your goals and what you value so that we can deliver what matters most to you.

Our mission? In neighborhoods and communities everywhere, we deliver the promise of home.

*Scotsman Guide Top Mortgage Lenders 2025

Our loan officers are part of your community and have been working with your neighbors since 1960.

From Guild, you can expect:

Exceptional service: You’ll get fast, upfront pre-approvals with a commitment to close your loan on time
Deep expertise: Work with an experienced partner who can identify the loan to fit your life
Local support: You’ll connect with your loan officer to secure fast, local processing, underwriting and funding

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Introducing our Direct Lending loan officers

Image of Alec NoretsAlec Norets

Alec Norets

Senior Loan Officer

NMLS #1125085
[email protected]
Image of Alex NicholsAlex Nichols

Alex Nichols

Senior Loan Officer

NMLS #1124903
[email protected]
Image of Michael DunnMichael Dunn

Michael Dunn

Senior Loan Officer

NMLS #915546
[email protected]
Image of Ron LuttrullRon Luttrull

Ron Luttrull

Senior Loan Officer

NMLS #274181
[email protected]
Image of Alan MooreAlan Moore

Alan Moore

Senior Loan Officer

NMLS #276380
[email protected]
NMLS ID #3274
We are licensed to do business in the states of California, Alaska, Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender;