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Xavier Velasco

Xavier Velasco

Loan Officer

5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.87 out of 5.0 stars
Mar 28, 2024

Great experience with Xavier in processing my loan through Guild Mortgage. He has good customer service with excellent skills, communication and responses. So happy working with him. Definitely I’ll refer him to others.
Mar 28, 2024

It’s a great experience to have Xavier processing my loan through Guild Mortgage. He’s very knowledgeable with great communication and responses. I’m very thankful and happy with him. Therefore, I definitely use him again and refer to someone else.
Mar 20, 2024

Great experience working with Xavier and his team. They were all very easy to work with and would answer any of my questions in a timely matter.
Feb 16, 2024

Xavier provided an excellent experience for our first HELOC. He was very patient with all my questions, thoroughly explained the process, but in a way that was understandable. This was a big decision for my husband and I so it was nice to work with someone we felt we could trust.
Aug 11, 2023

Xavier was incredible to work with. He went the extra mile at every turn and his communication was quick and responsive. We’ve closed on many homes, but this was by far the best experience we’ve had. We highly recommend!
Jul 25, 2023

I would like to thanks to Xavier , being so punctual and followed promptly my loan process !! He is knowledgeable and follow through , with great communication responses !’ Definitely would refer him to my friends and family !!

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NMLS ID #515572
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; Rhode Island Licensed Lender; (;