(7 reviews)

Matthew Barnes

Loan Officer

NMLS ID #1516019

San Diego, CA

5.0

(7 reviews)

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5887 Copley Drive, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111

[email protected]

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About me

Get To Know Your Loan Officer, Matthew Barnes

Matthew Barnes has worked as a mortgage loan originator for seven years after graduating from the University of Arizona in 2015. Matthew’s favorite part of his job is educating clients about products that best suit their needs, while building professional, friendly relationships with them. As a result, his goal is to offer the best loan products and to make sure his clients are left feeling comfortable and satisfied with their experience. In his spare time, Matthew enjoys going to the beach, surfing, and playing music.

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Testimonials

5.0 (7 reviews)

5.0

Not only is Matthew very knowledgeable, but he is courteous, responsive, timely and helpful. I couldn't have asked for a nicer or more competent or responsive loan officer. I really can't say enough positive things about Matthew. If you have the opportunity to work with him, your are very fortunate.

Kathy K.

Oct 29, 2025 |

I am a real estate broker and wanted to refinance my house. I talked to four different agents from Los Angeles, none of them provided me satisfactory information for loan rate, MIP, commission, closing costs, etc. I searched internet and I found the best mortgage loan originator in San Diego, CA. His name is Mr. Matthew Barnes who offered me the best financing deal, with lo lowest rate, lowest fees, lowest expenses. Above all he closed the financing in three weeks. Mr. Matthew Barnes is a trusted mortgage loan originator, professional, honest, very pleasant to answer all questions, available 24/7, very punctual to his words and promises. I strongly recommend Mr. Matthew Barnes for all real estate financing. Fred Shahbaz.

Matthew B.

Oct 29, 2025 |

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Keep in touch

Branch:

(877) 217-0166

Email:

[email protected]

5887 Copley Drive, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #1516019

I am authorized to do business in the states of Arizona, California, Florida, Georgia, Hawaii, Illinois, Kentucky, Mississippi, North Carolina, Oklahoma, Texas and Utah. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 937696; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); Licensed by the Mississippi Department of Banking and Consumer Finance;

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See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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Matthew Barnes

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app