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Matthew Barnes

Matthew Barnes

Loan Officer

3655 Nobel Drive, Suite 250, San Diego, CA 92122
Own what matters
Own what matters

About Me

Get To Know Your Loan Officer, Matthew Barnes

Matthew Barnes has worked as a mortgage loan originator for seven years after graduating from the University of Arizona in 2015. Matthew’s favorite part of his job is educating clients about products that best suit their needs, while building professional, friendly relationships with them. As a result, his goal is to offer the best loan products and to make sure his clients are left feeling comfortable and satisfied with their experience. In his spare time, Matthew enjoys going to the beach, surfing, and playing music.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


5.0 out of 5.0 stars
Byron F
Dec 13, 2022

Matt was great through the entire process. He is courteous and professional.
Matthew B
Oct 21, 2022

I am a real estate broker and wanted to refinance my house. I talked to four different agents from Los Angeles, none of them provided me satisfactory information for loan rate, MIP, commission, closing costs, etc. I searched internet and I found the best mortgage loan originator in San Diego, CA. His name is Mr. Matthew Barnes who offered me the best financing deal, with lo lowest rate, lowest fees, lowest expenses. Above all he closed the financing in three weeks. Mr. Matthew Barnes is a trusted mortgage loan originator, professional, honest, very pleasant to answer all questions, available 24/7, very punctual to his words and promises. I strongly recommend Mr. Matthew Barnes for all real estate financing. Fred Shahbaz.
Kathy K
Oct 04, 2022

Not only is Matthew very knowledgeable, but he is courteous, responsive, timely and helpful. I couldn't have asked for a nicer or more competent or responsive loan officer. I really can't say enough positive things about Matthew. If you have the opportunity to work with him, your are very fortunate.

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Causes I'm
passionate about

NMLS ID #1516019
I am authorized to do business in the states of Arizona, California, Florida, Georgia, Hawaii, Illinois, Kentucky, Mississippi, North Carolina, Oklahoma and Texas. AZ BK#0018883; AZ BKBR# 1045273; AZ LO Lic.# 937696; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (; Licensed by the Mississippi Department of Banking and Consumer Finance;

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at