Having been in the mortgage industry for 20 years with an extensive background in operations, I love my job in helping my clients achieve the dream of homeownership and finding the best loan to suit their needs. I take pride in being a trusted mortgage advisor.
I have spent almost my entire life living in San Diego. I am a proud SDSU Aztec alumna. I graduated from SDSU with a Bachelor’s Degree in Finance and a Master's Degree in Business Administration. I hold active licenses in California as a Real Estate Broker and a Mortgage Loan Originator. I am a Certified Mortgage Banker (CMB), a designation from the MBA that demonstrates the highest level of industry knowledge. I have also been designated by the National Reverse Mortgage Lenders Association as a Certified Reverse Mortgage Professional (CRMP) and by USA Cares as a Military Housing Specialist.
I look forward to being of service to you and to being your mortgage loan officer for life.
Contact me today to schedule an appointment.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Your home loan insights
Already a homeowner?
Find out what your home is worth and see how your equity can work for you.
Get your home estimate
To date I have close multiple loans and 2 refinances with Guild and the main contributing factor to this is Vickie. The level of attention and care she puts into each application and applicant is unprecedented in any other service specialist I've worked with. The home buying process overall can be very stressful but Vickie's knowledge and responsiveness always puts me at ease. In the years I've worked with her she is always professional and goes beyond her duties to ensure I feel comfortable and fully understand the decisions I make without added pressure. Vickie is the primary reason I decided to work with Guild and will continue to do so. I cannot express how highly I value and recommend Vickie.
Vickie is an amazing agent who works for you in every possible way! She gives you the full details up front and makes sure you understand what you are walking in to. She calm demeanor keeps you calm and she fights for you when things seem rough.
Vickie is so knowledgeable and efficient all the while being very kind and patient in explaining everything to us as first time homebuyers. She was always available to answer our questions and guide us through the process. I can't say enough good things about her. I have and will always refer Vickie!
Best in business if you want smooth process and want to work with the best ask for Vickie .She very professional answering all questions for u about refinance . Got my refinance done in 30 days and even during the quarantine crisis I high recommend Vickie to everyone I know 10/10 Thank You Vickie and Guild Mortgage team for everything !!
Vickie is the true definition of above and beyond. My journey to purchase my dream home began in 06/2019 and the transaction did not close until 12/2019. I encountered issues from the seller's side that no one has control of beside the seller himself. Vickie went above and beyond and it wasn't her position to do so but I was glad she did to come up with strategies and plans to counter the seller in order to get the house to close. A normal buyer would have cancelled the contract and go look for another house. Vickie understood this was my dream home and helped me in keeping the low interest rate and get the seller and escrow to perform their duties. Vickie wasn't just a loan officer. She educated me in every step of the loan process and got me to prepare to counter whatever issue the seller presented. Vickie was always prepared and was in position to close the deal. Vickie has gained my trusts after this transaction and I am thankful and grateful for her assistance and Guild Mortgage for standing by my side until the end. I would not have been able to to buy this house especially encountering an unusual circumstance.