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About me

With over 20 years in the mortgage industry and a deep background in operations, I bring both expertise and heart to every client interaction. I’m passionate about guiding individuals and families through one of life’s biggest milestones - finding the right loan and making homeownership a reality.Read more

With over 20 years in the mortgage industry and a deep background in operations, I bring both expertise and heart to every client interaction. I’m passionate about guiding individuals and families through one of life’s biggest milestones - finding the right loan and making homeownership a reality. As a trusted mortgage advisor, I take pride in delivering clarity, confidence, and care throughout the process.
 

San Diego has been home for most of my life, and I’m proud to be an SDSU Aztec alumna. I earned both my Bachelor’s Degree in Finance and my MBA from San Diego State University. I’m licensed in California as a Real Estate Broker and Mortgage Loan Originator.
 

I hold the prestigious Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association. Additionally, I’m honored to be recognized as a Certified Reverse Mortgage Professional (CRMP) by the National Reverse Mortgage Lenders Association.
 

I look forward to serving you and becoming your trusted mortgage loan officer for life.

Awards

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Causes and Memberships

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Testimonials

4.99 (135 reviews)
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5.0
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5.0
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5.0
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5.0
Here’s your text with corrected grammar and punctuation while keeping your original tone and meaning: Vickie came into my life at the toughest point and helped my father and me through every step. Even in the midst of my grief, where I can admit I wasn’t the easiest person to speak to, she remained a positive force to the point where she even joked that we were best friends. I truly can’t thank her enough for helping my family with the closing of the loan. Vickie, may you continue to prosper and spread your light over others. Thank you so much.
Alexus

Mar 5, 2026

i was updated regularly
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Roxanne

Mar 3, 2026

San Diego, CA

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Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 6:00PM

By Appointment

By Appointment

Monday - Friday

9:00AM - 6:00PM

Saturday

By Appointment

Sunday

By Appointment

NMLS ID #274982

I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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