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About me

Having been in the mortgage industry for 20 years with an extensive background in operations, I love my job in helping my clients achieve the dream of homeownership and finding the best loan to suit their needs. I take pride in being a trusted mortgage advisor.

I have spent almost my entire life living in San Diego. I am a proud SDSU Aztec alumna. I graduated from SDSU with a Bachelor’s Degree in Finance and a Master's Degree in Business Administration. I hold active licenses in California as a Real Estate Broker and a Mortgage Loan Originator. I am a Certified Mortgage Banker (CMB), a designation from the MBA that demonstrates the highest level of industry knowledge. I have also been designated by the National Reverse Mortgage Lenders Association as a Certified Reverse Mortgage Professional (CRMP) and by USA Cares as a Military Housing Specialist.

I look forward to being of service to you and to being your mortgage loan officer for life.

Contact me today to schedule an appointment.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.97
5.0
C A
Feb 21, 2025
Verified

We were referred to Vickie after another loan company was unable to assist us, and her service was exceptional. She guided us through every step of our home-buying process with remarkable kindness and compassion. As first-time homeowners, we were initially overwhelmed, but Vickie took the time to explain everything to us. She kept in constant contact with us, offering support and encouragement through all of the ups and downs. Vickie tirelessly advocated for us at every turn, even taking our calls after hours and on weekends. Not only did Vickie make us feel like her only client, but she also made us feel like family. Her caring professionalism and dedication made all the difference. Without her help, I truly believe that we would not have been able to achieve the American dream of owning our own home. We are immensely grateful for her support. Thank you, Vickie, for your exceptional service and friendship. We truly appreciate you.
Ayriana
Jan 21, 2025
Spring Valley, CA
Verified

I can’t thank Vickie enough for stepping in and saving the transaction for my buyer. We hit a few unexpected hurdles, but she handled everything with professionalism and dedication, ensuring we could close smoothly. The communication was excellent, and it felt like a true team effort from start to finish. I’m looking forward to working with Vickie again in the future. Highly recommend!
Brenda R
Dec 27, 2024
Verified

Vickie from Guild Mortgage is an absolute gem – her expertise, patience, and genuine care made my first-time homebuying experience a breeze, and I've already recommended her to my newly married friends.
Brenda
Dec 23, 2024
San Diego, CA
Verified

To whom it may concern, I'm thrilled to share my exceptional experience with Vickie from Guild Mortgage as a first-time homebuyer. From our initial conversation, Vickie stood out among the various companies and loan officers I contacted, including others from Guild. Vickie's expertise and dedication was evident from the start. She made me feel prepared and supported throughout every step of the homebuying process. Her guidance was invaluable, ensuring I understood each phase and felt confident in my decisions. I'd like to recognize Vickie for her outstanding service. Her professionalism, patience, and genuine care for her clients set her apart. Thanks to her, what could have been an overwhelming experience became an exciting journey towards homeownership. Vickie is truly an asset to Guild Mortgage, and I'm incredibly grateful for her assistance in making my dream of owning a home a reality. Her commitment to excellence has left such a positive impression that I've already shared my experience with recently married friends who are considering buying their first home and starting a family. I'm confident that when my other friends start their homebuying journeys, Vickie will be the first person I recommend. She's a loan officer AND a trusted partner in one of life's most significant decisions. Thank you, Vickie and Guild Mortgage, for making this journey smooth and enjoyable. I'm over the moon with my new home and couldn't be happier with the quality of service I received. You can bet I'll be singing your praises to anyone who'll listen for years to come! Sincerely, Brenda
Konstantina
Nov 26, 2024
San Diego, CA
Verified

Always a pleasure to work with! Vickie consistently communicates and stays on top of all tasks in order to achieve a successful closing. Very knowledgeable and always taking that extra step. Thank you!
Holly
Oct 16, 2024
Bonita, CA
Verified

Vickie communicates and keeps all parties involved up to date before any of us can ask how it’s going. I feel extremely confident in her knowledge and expertise! I hope to have all future buyers work with Vickie. :)

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #274982
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1051897; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;