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Fred Hamud

Senior Loan Officer

5887 Copley Dr, Floors 1, 3, 4, 5, And 6, San Diego, CA 92111
Own what matters
Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

About Me

Guild Mortgage and Fred Hamud are a good fit. He started as a young Loan Officer back in 1998. Over the years, with hard work and dedication, he carries on the Legacy of Guild's excellent reputation of high integrity and exceptional business ethics. Through his career, he has become well-seasoned, successfully funding over seven hundred fifty million dollars in loans. He was recently honored the President's Award for funding over one hundred million dollars in one year.

Fred's strengths are problem solving difficult scenarios and matching the right products to his client's needs. He believes his work is meaningful and enjoys helping individuals fulfill Dreams of Homeownership. His core philosophy is to stay focused, dedicated and honest. He declares, "The sound of real success is when you hear the jingle of house keys given to a new homeowner."

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The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #277949
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Louisiana, Missouri, Montana, North Dakota, Nebraska, New Mexico, Nevada, Oklahoma, Oregon, South Carolina, South Dakota, Texas, Virginia, Washington, Wisconsin and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 0915171; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org); NV Mortgage Company #1141; OR ML-176; (www.nmlsconsumeraccess.org);

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov