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Baxter S Scruggs

Baxter S Scruggs

Branch Manager

5887 Copley Dr., #400, San Diego, CA 92111
Own what matters
Own what matters

About Me

Thank you very much for considering Guild Mortgage for your financing needs. We are well aware that there are numerous options for consumers these days, and we do not take lightly our responsibility to provide you with excellent customer service.

Even in the best of times, buying or refinancing a home can be a very stressful experience. That being said, we are now in an era of over regulation, over documentation and confusing disclosure requirements that all lenders must follow. A huge part of my job is to help you navigate through this process so that you reach your ultimate goal, which is to move into your new home or refinance into a better loan.

I have found over the years that the most important part of my job is good communication with my clients. I always stay on top of my files, I try to keep all parties updated along the way, and I try to deal with problems up front and solve them as early as possible.

My role as a loan officer is to discuss loan programs, interest rates, rate lock options and any other strategies you might have with regards to your loan or your finances in general. For processing or paperwork, you may call my assistant, Ricarda Lopez 858-239-4614 or Tyler Bolaski 951-775-7270.

Thank you again for considering Guild Mortgage Company and I look forward to working with you.

Baxter Scruggs



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4.98 out of 5.0 stars
Bernadette S
Oct 27, 2023

We had an amazing experience with Guild Mortgage, Baxter Scruggs and his team are exceptional. The customer service was outstanding, and they were exactly what we were looking for. We were frustrated looking for lender but when we found Guild, Loan Manager Baxter took his time explaining everything from the beginning till the end. The whole team went above and beyond to help us find the right loan for us. We were very impressed with the quality of the services we received. It was exactly what we were hoping for. They were accommodating and responsive to all our questions. Thank you Guild Mortgage, to Baxter Scruggs and Team. We highly recommend them!
Landi H
Aug 31, 2023

We had an excellent experience with Guild Mortgage. Baxter was so helpful and easy to work with through the whole process. I would highly recommend using them if you want a great and stress-free experience.
Pam H
Aug 29, 2023

Very knowledgeable leader. Home sales go a lot smoother with Baxter. No drama, just great results. Clients love that he can give different options with pros and cons so they understand the loan they are getting. Will definitely refer him again!
Aug 23, 2022

Baxter and his team are awesome to work with! They are on top of things give constant updates and great with follow through. I highly recommend Baxter and his team if you are looking to get a mortgage or a real estate agent looking for a mortgage company to partner with. I send all of my clients to Baxter because I know they are in good hands.
Aug 23, 2022

Baxter and his team were extremely efficient reliable and very communicable in securing our mortgage. Whenever I called and had a question he was always able to explain things to me in Lemans terms and laid things out for me on how to proceed with whatever my needs were. Thx Baxter and team you were great.
Aug 23, 2022

I just wanted to say 'thank you' to you and your team. You all went above and beyond to get our refinancing processed quickly. Your team is very professional and friendly. They were always very quick to respond to my questions and emails. I will continue to do business with Guild and will highly recommend you and your team to my family and friends. Thank you again for making this process smooth and painless! Best wishes! Desiree Henry

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NMLS ID #156370
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;