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Select from hundreds of loan products tailored to your needs

Brian Calvo

Brian Calvo

Loan Officer

150 120th Ave NE, Suite 300, Bellevue, WA 98005
Own what matters
Own what matters

About Me

My team and I are passionate about serving our clients and believe that each transaction is unique and deserves a personalized approach focused on transparency, consistent availability, and a high level of communication!  Our goal is to build long term relationships with our clients and serve as a resource through the entirety of the transaction and long after the loan has closed!  We have a combined 40 years of mortgage experience and invite you to tap into our wealth of knowledge as you navigate the home buying or refinance process – we are always here to serve! 

I was born and raised in Bellevue, studied at the University of Washington and currently reside in Shoreline with my wife of 17 years and 11-year-old daughter.  Outside of work I love spending time with my family combing warm and sunny beaches, enjoying local sports teams, or playing the drums. 

We are here to support you – contact us today so we can find the right loan to meet your needs! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
G
Apr 23, 2024
Verified

Brian and his team were beyond magnificent. They were always available and patient for anything/everything we needed, and even for things we didn't know we needed! The whole team is incredibly professional, knowledgeable, respectful, timely, and an overall a joy to work with. Honestly, we cannot imagine what the home buying process would have been like if not for the Calvo team being so great at what they do--we were out of state throughout a majority of the process and our closing dates kept moving around, yet the Calvo team always kept up with it all and coordinated everything while helping us navigate the complexities of the process. On top of that, they made sure we were fully informed and understood each step of the process before making decisions. I will absolutely be recommending Brian and his team to all my friends+family. If you want a team that goes above and beyond to work with you, then the Calvo team is the right team for you.
Natalia
Apr 19, 2024
Verified

Brian and his team provided exceptional support throughout our mortgage process. From pre-qualification to closing, Brian was always available to answer questions and guide us. Brian secured the best rates for us and was dedicated to ensuring a smooth, no-issues loan from start to finish. We appreciate his hard work and highly recommend him to anyone in need of mortgage assistance!
waynegheller
Sep 09, 2023
Verified

Brian and his lending team are fantastic partners and guides from pre-qualify through close. ALWAYS available to respond to questions, easy to work with, and in our corner to get the best rates possible. Won't go anywhere else for our future lending needs.
Tami
Feb 11, 2023
Verified

Brian was our mortgage broker when we bought our home a few months ago. The mortgage we got with his help was by far with the best interest rate and conditions way better than the others. He was always quick to respond and to answer our questions with patience and detail. I highly recommend him!
Nova
Feb 11, 2023
Verified

I have been working with Brian for over 10 years now and have referred countless clients to him over the year because he makes my business more successful by addressing issues before they even arise. His ability to address road blocks that come up in financing a clients property is second to none.
michael k
Dec 10, 2022
Verified

Brian walked me through every step of the process ahead of time, explained in a lot of detail wherever I wanted to learn more, and worked with me to get a no-issues loan from beginning to end.

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NMLS ID #71037
I am authorized to do business in the states of Alaska, Arizona, California, Florida, Hawaii, Idaho, Montana, New Mexico, Nevada, Oregon, South Carolina, Tennessee, Texas and Washington. Branch NMLS ID 37794; AZ BK#0018883; AZ BKBR# 0114992; AZ LO Lic.# 1024994; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;