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About me

Ivan Rizo Viveros, originally from Veracruz, Mexico, embarked on his journey to the United States in 2000, in pursuit of new opportunities. Since 2013, he's been immersed in the financial services industry, gaining valuable experience in insurance and financial planning, holding roles in two different Fortune 500 companies. Now, as a Mortgage Loan Officer, Ivan leverages his diverse background to better serve the Latino community in achieving their homeownership goals. Off the clock, Ivan finds joy in soccer, cycling, camping, and spending time with his family. His journey is marked by perseverance and grit, believing that every challenge is an opportunity for growth and self-improvement. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Hilda A
Feb 20, 2025
Verified

(Translated by Google) Iván is a very prepared and professional person who carries out his job with great ethics and honesty. In addition to his genuine ability to help people in the best way, thus delivering a high quality service. Iván is an experienced professional always looking for the benefit of his clients. His experience helping the Latino community for 14 years supports his work and great experience. I totally recommend it! 💯 (Original) Iván es una persona muy preparada y profesional que desempeña su trabajo con mucha etica y honestidad. Además de su genuina capacidad para ayudar a las personas de la mejor manera entregando así un servicio de gran calidad. Iván es un experimentado profesional viendo siempre por el beneficio de sus clientes. Su experiencia ayudando a la comunidad Latina por las de 14 años respalda su trabajo y gran experiencia. Lo recomiendo totalmente! 💯
Yanet M
Feb 04, 2025
Verified

I have the pleasure of knowing Ivan Rizo nurseries and I can say that he is a gentleman and a professional in the area who explains all the questions you may have. I highly recommend his service.
Anai T
Feb 04, 2025
Verified

Ivan Rizo is very helpful, he always responed when I needed help. And he was very kind.
Martha V
Jan 24, 2025
Verified

I recently had the pleasure of working with Mr Ivan Rizo Viveros and I couldn’t be more satisfied with the service I received. From start to finish, he was professional, responsive, and always took the time to explain everything clearly. He made the loan process smooth and stress-free, going above and beyond to ensure I understood all my options. His attention to detail and dedication to getting me the best deal were truly appreciated. I highly recommend Rizo to anyone looking for a knowledgeable and reliable loan officer. Thank you again for all your hard work!
JDiaz C
Dec 27, 2024
Verified

This gentleman is very professional and very knowledgeable guy. Always has an amazing attitude and great answers on any question you ask him. Nothing but gratitude and respect to him. I highly recommend him to anyone. Thank you so much for your great support and professionalism. Keep up your great amazing job.
Diana O
Dec 14, 2024
Verified

Iván is very knowledgable in his area and clear when explaining your options. I recommend him because of his dedication to the client. He is trustworthy, honest and resourcefull.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2491649
I am authorized to do business in the state of Washington.