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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Ivan Rizo Viveros, originally from Veracruz, Mexico, embarked on his journey to the United States in 2000, in pursuit of new opportunities. Since 2013, he's been immersed in the financial services industry, gaining valuable experience in insurance and financial planning, holding roles in two different Fortune 500 companies. Now, as a Mortgage Loan Officer, Ivan leverages his diverse background to better serve the Latino community in achieving their homeownership goals. Off the clock, Ivan finds joy in soccer, cycling, camping, and spending time with his family. His journey is marked by perseverance and grit, believing that every challenge is an opportunity for growth and self-improvement. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.62
5.0
Jose V
Apr 23, 2025
Verified

(Translated by Google) I want to say a huge thank you to the team at Guild Mortgage, especially Ivan, for making the process of getting the loan for our home clear, efficient and stress-free. From the first contact, they were professional, attentive and always willing to answer any questions we had. They walked us through step by step, explaining every detail and making sure we understood the entire process. Their attention to detail and commitment to the client really made the difference. Thanks to them, today we can say that we are in our home, and we couldn't be happier. I 100% recommend Guild Mortgage to anyone looking for a home loan with a trustworthy team! (Original) Quiero agradecer enormemente al equipo de Guild Mortgage, especialmente a Ivan, por hacer que el proceso de obtener el préstamo para nuestra casa fuera claro, eficiente y sin estrés. Desde el primer contacto, fueron profesionales, atentos y siempre dispuestos a responder cualquier pregunta que tuviéramos. Nos guiaron paso a paso, explicando cada detalle y asegurándose de que entendiéramos todo el proceso. Su atención al detalle y compromiso con el cliente realmente marcaron la diferencia. Gracias a ellos, hoy podemos decir que estamos en nuestro hogar, y no podríamos estar más felices. ¡Recomiendo Guild Mortgage al 100% para cualquiera que esté buscando un préstamo hipotecario con un equipo confiable!
Jose J
Apr 21, 2025
Federal Way, WA
Verified

Ivan was very communicative with me thru thr whole loan process and that made at ease. Thank Ivan
F L
Apr 05, 2025
Verified

(Translated by Google) We are very grateful to Iván Rizo and his team at Guild Mortgage. At first we thought that we would not be able to obtain financing to purchase our house since we had recently been denied a loan by another financial company, so our hopes were little or almost zero. When we communicated with Iván, he created confidence in us and his words encouraged us to try again. He was very attentive to the entire process and was always very clear. We are very happy that thanks to your help and the commitment you have to your Latin community, we now have our house. Thank you Ivan and your entire work team! (Original) Estamos muy agradecidos con Iván Rizo y su equipo de trabajo de Guild Mortgage. Al principio pensábamos que no podríamos tener una financiación para adquirir nuestra casa ya que recientemente habíamos sido negados del préstamo por otra financiera, así que nuestras esperanzas eran pocas o casi nulas. Cuando nos comunicamos con Iván, el nos creó confianza y sus palabras nos dieron ánimo de volver a intentarlo, estuvo muy al pendiente de todo el proceso y siempre fue muy claro. Estamos muy felices por que gracias a su ayuda y por ese compromiso que tiene con su comunidad latina, ahora tenemos nuestra casa. Gracias Iván y a todo tu equipo de trabajo!
Alondra T
Mar 31, 2025
Verified

Ivan was so patient and communicative! Especially for the Hispanic community just taking the time to make sure everyone understood and had the best interest for my clients!
S
Mar 20, 2025
Verified

(Translated by Google) I had a consultation with Iván and found him to be a super professional and honest person! He provided all the information needed to make a decision! His experience and the humility and charisma with which he treats his clients are evident. 100% recommended! (Original) Tuve una asesoría con Iván y me pareció una persona súper profesional y honesta! Brindo toda la información necesaria para poder tomar una decisión! Se nota la experiencia que tiene y la humildad y carisma con la que trata a sus clientes. 100% recomendado!
Hilda A
Feb 20, 2025
Verified

(Translated by Google) Iván is a very prepared and professional person who carries out his job with great ethics and honesty. In addition to his genuine ability to help people in the best way, thus delivering a high quality service. Iván is an experienced professional always looking for the benefit of his clients. His experience helping the Latino community for 14 years supports his work and great experience. I totally recommend it! 💯 (Original) Iván es una persona muy preparada y profesional que desempeña su trabajo con mucha etica y honestidad. Además de su genuina capacidad para ayudar a las personas de la mejor manera entregando así un servicio de gran calidad. Iván es un experimentado profesional viendo siempre por el beneficio de sus clientes. Su experiencia ayudando a la comunidad Latina por las de 14 años respalda su trabajo y gran experiencia. Lo recomiendo totalmente! 💯

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2491649
I am authorized to do business in the state of Washington.