Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Ivan Rizo Viveros, originally from Veracruz, Mexico, embarked on his journey to the United States in 2000, in pursuit of new opportunities. Since 2013, he's been immersed in the financial services industry, gaining valuable experience in insurance and financial planning, holding roles in two different Fortune 500 companies. Now, as a Mortgage Loan Officer, Ivan leverages his diverse background to better serve the Latino community in achieving their homeownership goals. Off the clock, Ivan finds joy in soccer, cycling, camping, and spending time with his family. His journey is marked by perseverance and grit, believing that every challenge is an opportunity for growth and self-improvement. 

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Lupita Z
Nov 13, 2024
Verified

Ivan is a trustworthy and professional person. He loves serving people and that makes the difference in understanding your needs. Trust him Adelante!
Maria S
Nov 06, 2024
Verified

Ivan is a fantastic loan officer with outstanding communication skills. He keeps me informed at every step, and his attention to detail ensures that nothing slips through the cracks. Ivan is also very diligent with follow-up, making sure everything stays on track. Most importantly, he’s an honest person, which makes working with him a pleasure. I’m happy to recommend his services to anyone in need of a dependable and thorough loan officer.
Delia Y
Nov 05, 2024
Verified

(Translated by Google) In a world where scams and lack of ethics are the order of the day, finding trustworthy people is one of the biggest challenges. I can assure you that the ethics, dedication and professionalism make Ivan Rizo a person worthy of trust and in whom with closed eyes we can put ourselves in his hands to achieve the goal of having a home of our own. (Original) En un mundo en el que las estafas y la falta de etica estan a la orden del dia, encontrar gente confiable es uno de los mayores retos. Puedo asegurar que la etica, dedicacion y profesionalismo hacen de Ivan Rizo una persona digna de confianza y en la cual a ojos cerrados podemos ponernos en sus manos para lograr la meta de tener un hogar propio.
Sorely L
Nov 04, 2024
Verified

Working with Ivan and his team was one of the best experiences in the purchase of our first home. I definitely recommend them and would look for them again for a future purchase, Thank you for an excellent service Ivan, we are very grateful for your help in this very important process in our lives.
Jackie V
Oct 28, 2024
Verified

Excellent service, professional, knows the industry and cares about his clients
Andres R
Oct 28, 2024
Verified

(Translated by Google) Ivan, a very honest person, helped me refinance and everything went very well, thanks Ivan (Original) Ivan una persona muy onesta ami me ayudo a refinanciar y todo salio muy bien gracias ivan

Video gallery

View More

Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #2491649
I am authorized to do business in the state of Washington.