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Ivan Rizo Viveros

Loan Officer

NMLS# 2491649

About me

Ivan Rizo Viveros, originally from Veracruz, Mexico, embarked on his journey to the United States in 2000, in pursuit of new opportunities. Since 2013, he's been immersed in the financial services industry, gaining valuable experience in insurance and financial planning, holding roles in two different Fortune 500 companies. Now, as a Mortgage Loan Officer, Ivan leverages his diverse background to better serve the Latino community in achieving their homeownership goals. Off the clock, Ivan finds joy in soccer, cycling, camping, and spending time with his family. His journey is marked by perseverance and grit, believing that every challenge is an opportunity for growth and self-improvement. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
4.98 out of 5.0 stars
Experience logo
5.0
Google logo
5.0
Third party logo
4.6
Victor S.
Nov 4, 2025
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Ivan’s attention to detail to all questions and needs I had went beyond my expectations, he’s a great professional and ...See more
Alejandra G.
Nov 4, 2025
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Ivan is very professional and his team does excellent work.😃
Hugo L.
Nov 4, 2025
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Ivan has a good work ethic. He is honest and self-motivated.
Jackie V.
Nov 4, 2025
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Excellent service, professional, knows the industry and cares about his clients
Sorely L.
Nov 4, 2025
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Working with Ivan and his team was one of the best experiences in the purchase of our first home. I definitely recommend...See more
Maria S.
Nov 4, 2025
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Ivan is a fantastic loan officer with outstanding communication skills. He keeps me informed at every step, and his atte...See more

Video Gallery

Awards

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Causes & Memberships

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NMLS ID #2491649

I am authorized to do business in the state of Washington.

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