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Lisa Pearce

Lisa Pearce

Senior Loan Officer

150 120th Ave NE, Suite 300, Bellevue, WA 98005
Own what matters
Own what matters

About Me

As a Mortgage Planner, I offer more than a traditional loan officer for both purchases and refinances. My role is to integrate your mortgage into your personal financial needs and to help you understand your loan in the context of your overall financial goals and the current economic cycle. You will take those first steps towards financial self-reliance. 

I was born and raised in southern California and graduated from the University of California, Davis, in 1981. My career began with Nordstrom in 1986 in sales, followed by Risk Management. In 2003, I made a career change into the mortgage industry. I became a Certified Mortgage Planning Specialist in 2006. 

I currently live in Snoqualmie, Washington with my husband, while my son and daughter are now building successful adult lives of their own. In my spare time, I enjoy destination vacations, cooking and entertaining, gardening and major house projects. 

Call me today, and let's get started finding the loan that’s right for you! 

 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Boying
Aug 12, 2022
Verified

I had a wonderful experience working with Lisa. Knowing that I was a firsttime homeowner she spent 2 1-hour sessions to make sure that I understood what was going on and the impact of my choices. Lisa is very knowledgeable and it comes through when you talk to her. I would definitely recommend working with her.
Eric
Aug 12, 2022
Verified

Team Lisa P. are the best!!! They did a great job of looking at all of my options on refinancing and what each would look like. Then when the process started they stayed in excellent communication on what was needed and where the process was at. I highly recommend Lisa and her team to any mortgage or refinancing needs. They will get the job done.
vitalkidsdoc
May 14, 2021
Verified

I have had Lisa P. and the team help with the purchase of two homes and I would never go to anyone else! They know ALL the ins and outs and are excellent at handling all the anxieties from both first-time homeowners and seasoned real estate purchasers- HIGHLY RECOMMEND
Jamie
Aug 14, 2023
Verified

Quick response and fast work
Diane
Aug 14, 2023
Verified

Lisa P is super knowledgeable and always exceeds expectations!
Camielle C
Aug 01, 2023
Verified

Lisa and her team were so helpful throughout the homebuying process. Lisa was very communicative about all of the steps, and we were in great hands! We are first-time home buyers, and we were initially anxious about the lending process, but it all went smoothly as we were kept up-to-date on all expectations and dates. Thanks Team Lisa P!

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Awards

Causes I'm
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NMLS ID #583007
I am authorized to do business in the states of Arizona, Idaho and Washington. AZ BK#0018883; AZ BKBR# 0114992; AZ LO Lic.# 1013797;