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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Meet Emma King: Your Dedicated Loan Officer 

Emma King, a proud Washington native, has journeyed across the globe but always knew she’d return to her roots. Now, she’s committed to helping others find their dream homes in the Pacific Northwest. 

While many loan officers can secure a home loan, Emma’s mission is to tailor a loan specifically for you. She believes in creating customized solutions that fit your unique needs and financial situation. 

Emma’s greatest passion is giving back to the community. “Doors have been opened for me at different times in my life, and I didn’t get to where I am without someone taking a chance on me. I strive daily to do the same for others,” she says. By staying on top of mortgage trends and being actively involved in local growth and public service, she is dedicated to opening doors for others across the Pacific Northwest. 

Whether you’re a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Emma is here to help. She provides outstanding customer service and support, guiding you through the entire process. Available 7 days a week, Emma and Guild Mortgage are ready to answer your questions by phone or email. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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member of Guild Giving
NMLS ID #2411271
I am authorized to do business in the states of Idaho and Washington.