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Select from hundreds of loan products tailored to your needs
Kristina Rombakh
Senior Loan Officer NMLS# 1698009
150 120th Ave NE, Suite 300, Bellevue, WA 98005
About Me
I am firmly committed to helping our clients achieve the dream of becoming a homeowner. I pride myself in the ability to listen and respond to client needs. I understand schedules can be hectic, so I make sure to be available at all times to work through any questions and provide guidance throughout the process.
Born and raised in Seattle, I graduated with honors from Washington State University, majoring in Business with an emphasis in Finance
In my free time, I love to cheer on WSU Cougar Football, play golf, and spend time with my family.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Testimonials
Before we even worked with Kristina, she helped coach me over the years on what I needed to accomplish in order to buy. As soon as we were officially ready, she stepped in and helped us buy our first home! She explained everything really well and was always ready to answer my questions. The whole process was a breeze and her team made it so simple for us. We are so grateful to have worked with her and would recommend her to anyone & everyone.
We likely would not have gotten our dream home if it weren't for Kristina and her team. She went above and beyond to make sure we were taken care of. We are so apprecitative.
We are so very thankful for all the help and guidance through the process! We didn’t know at first how time-consuming it was for her and her team to work with all the listing agents with the multiple offers we put in each week for some time. We worked on building up my credit and she helped us review different options when we made offers. We were certainly beyond grateful when OUR FIRST HOME finally worked out! With her help and our Real Estate Agent, Lucie, we found a wonderful townhouse to call ours! Thank you, again so so much!
As a first-time homebuyer I had a lot to learn and Kristina made it seem easy! She was incredibly informative and upfront and I felt completely supported by her and her team.
We are Barbara Henry & Wolf Latsch from Seattle and we started looking for a new house in a new neighborhood in October 2021. We were looking to downsize and find a house closer to the many places we love in North Seattle, and closer to work (UW). Our agent's first lender recommendation was Kristina at CrossCountry Mortgage. And what a great recommendation is was. Kristina replied within the hour, on a Sunday, to our request for a loan estimate, and after reaching out to a few other lenders our mind was made up, and we went with the 'KR team' at CrossCountry. Kristina and her team were wonderful guides through the complex and often perplexing world of home lending. Kristina was incredibly responsive, her team's online interface was clear and bug-free, and working with her was just great, and actually fun (not something anyone should expect of the mortgage process, right?). Barbara & I cannot recommend Kristina highly enough. With Kristina's help we were able to close in 16 days after our offer was accepted, and that tight timeline made a real difference to our bargaining power in a very hot market. We feel very well looked after and are looking forward to enjoying our new home, thanks to Kristina and the great 'KR team' at CrossCountry Mortgage!
They made this process so easy. They were great with communication and very responsive. Everyone we talked to was nice and polite. They made this process easier for us.
NMLS ID #1698009
I am authorized to do business in the states of Oregon and Washington. OR ML-176;