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About me

My team and I are passionate about providing exemplary service to clients, the same care we would expect ourselves. We utilize over 20 years of experience to provide a plan from the initial consultation with you through the complex mortgage lending process. My team and I are only satisfied with our work when you are.

Our process begins by developing a plan based on your financial goals and your desired needs for a home. The education we provide for you up front will help you navigate through the paperwork and process. Our vision is to partner with you every step of the way and to make sure the end result is celebrating your move in day.

Integrity, creativity, and hard work to deliver upon promises is what I strive for each and every day. Availability to clients, frequent and responsive communication, and "out of the box" problem solving are the skills that truly set me and my team apart from the rest.

Outside of my passion for providing exemplary service to my clients, you will find me spending my time with my beautiful wife Grace, and my incredible twins Bella and Maddox. We love our community and are very involved in our local schools and sports programs. Grace and I love the Northwest and are proud to call this area our home.   

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.98 out of 5.0 stars
Zillow logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
4.9
Heather
Sept 7, 2025
Experience logo
You all make challenging processes so easy. Thank you!
macarena b.
Aug 7, 2025
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I had the opportunity to work with John. He was attentive at all times. Any minimal question or request he was checking ...See more
Macarena
Aug 7, 2025
Experience logo
my lender and his coworkers were always updating me about the process. If something was needed and I would take a little...See more
Yamuna
July 3, 2025
Experience logo
Great communication through out the transaction. Everything ran on time. Thank you!
Kim K.
July 2, 2025
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I've had the pleasure of working with John on multiple transactions, and he consistently delivers exceptional service to...See more
Lisa K.
June 7, 2025
Google logo
John Welch went above and beyond for us. I highly recommend John with Guild Mortgage. You won’t be disappointed

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Awards

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Causes & Memberships

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NMLS ID #1326368

I am authorized to do business in the states of Arizona, California, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0114992; AZ LO Lic.# 1035819; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;

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