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Select from hundreds of loan products tailored to your needs

Jacob Lambro

Jacob Lambro

Loan Officer

150 120th Ave NE, Suite 300, Bellevue, WA 98005
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
4.97
5.0
Laurie
Mar 14, 2024
Verified

You find out how good a lender is when unforeseen obstacles show up on the way to the closing table. Bravo Jake for knocking them down and still getting us closed on time.
Ema
Nov 02, 2023
Verified

Jake and his team are a great choice for financing a home purchase. They understood what was most important to me and found ways to help me achieve my goals as cost-effectively as possible. I would highly recommend working with Jake and his team!
Katelynne
Sep 25, 2023
Verified

Jake made my brothers first home buying experience stress free! The process was quick and smooth. As a real estate agent and working together alongside Jake, I found great value in his excellent commutation with everyone.
Danica
Sep 25, 2023
Verified

Jake was awesome to work with! He was very quick to respond to any questions we had and made everything feel like such a quick and smooth process. They also had a great team in general and did an amazing job helping us purchase our first home! Would definitely recommend this team to anyone.
Mike
Sep 18, 2023
Verified

His ability to go the extra mile for his clients!
Michelle
Sep 07, 2023
Verified

The communication was consistent and the transaction was quick and very smooth.

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NMLS ID #2019871
I am authorized to do business in the states of Arizona, California, Idaho, North Carolina, Nevada, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 0114992; AZ LO Lic.# 1038716; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;