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Tom Goldsmith
Senior Loan Officer
NMLS# 173421
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
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Wendy Y.
Oct 2, 2025
If you need a home loan or refinance, call Tom and Guild Mortgage!
Tom and his team were outstanding to work with with ...See more
Katie
July 6, 2025
Tom and his team were amazing! From the pre approval process getting that turned around quickly to closin...See more
Matthew
Jan 5, 2025
We've had some issues with the house that required a lot of back and forth to meet the closing date. ...See more
AMANDA
Jan 2, 2025
Tom was great to work with! He answered or responded to my calls very quickly, was personable and on point with communic...See more
S P.
May 2, 2024
Tom was recommended to me by a dear friend of mine, and I am so grateful for that referral. He and his team are top tier...See more
Wendy Y.
Feb 3, 2024
If you need a home loan or refinance, call Tom and Guild Mortgage!
Tom and his team were outstanding to work with with ...See more
NMLS ID #173421
I am authorized to do business in the states of California and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;




