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About me

With over 15 years of mortgage experience, my goal is to always provide my clients with exemplary service throughout the mortgage loan process and beyond the loan closing.  

A lot of folks think I just do home loans.Read more

With over 15 years of mortgage experience, my goal is to always provide my clients with exemplary service throughout the mortgage loan process and beyond the loan closing. 

A lot of folks think I just do home loans. I don’t see it that way. I want to build community through each professional and personal relationship. Each loan scenario and client is unique. I feel a great responsibility to educate my clients, whether they are a first time home buyer or a seasoned real estate investor. After all, a mortgage is typically the largest debt secured against perhaps the largest asset many Americans have. There is a lot at stake and I strive to provide the necessary service needed to make sure each client’s individual needs are met. This commitment to service, coupled with innovative marketing is where I believe communities are built.

Personally, I am married with six kids and I reside in Issaquah, WA. I am also a board member of the International Assistance Program (www.iassist.org), a non-profit committed to alleviating extreme poverty and providing access to clean and safe water throughout Africa and Latin America. In my free time, I love to cook, garden, and play a little golf.

Awards

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Causes and Memberships

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Testimonials

4.87 (77 reviews)
Zillow logo
4.8
Experience logo
4.8
Google logo
5.0
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4.9
Michael and Toni were great to work with. Very patient and
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Karl

Nov 13, 2025

Edmonds, WA

Michael was always available for questions and clear communication made for a pleasant and smooth transaction.
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Carla G.

Nov 6, 2025

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Mike Welty

Loan Officer l NMLS #105671

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #280567

I am authorized to do business in the state of Washington.

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See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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