Michael Smith

With more than 20 years of mortgage experience, including 15 years with Guild Mortgage, my goal is to provide exceptional service throughout the mortgage process and beyond. I believe this business is about more than home loans; it's about relationships, education, and community. I work with everyone from first-time buyers to experienced investors and specialize in helping seniors navigate their next season of life, including exploring Reverse Mortgage options. I'm married with six kids and live on our family farm, Lake Joy Farmstead, in Carnation, WA. I'm an active Rotary member and enjoy cooking, gardening, farm life, and golf.