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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

John Schwab is a Sr. Mortgage Loan Originator, with over 20 years of experience in the mortgage industry. John’s focus is to provide you with the best possible customer service. With a wide variety of loan options available, including conventional, FHA, USDA and VA loans, as well as first-time homebuyer down payment assistance programs, renovation and jumbo loans, John works hard to customize your home loan to best fit your personal and financial needs. He will be by your side from the first point of contact through the closing and beyond. John’s ultimate goal is to build a strong, lifelong relationship with you.

In John’s spare time, he volunteers for several charities and enjoys traveling, bicycle riding, walking, model railroading, and attending sporting events. John is married with grown children and two rescue Shih Tzu’s, Madison and Caila. Call John today to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.8 out of 5.0 stars
5.0
4.68
5.0
Yvette L
May 05, 2025
Verified

John is absolutely amazing to work with. He truly understands his customers and the challenges they may be facing. He goes above and beyond, not only to meet immediate needs but also to support long-term goals. John is someone you can genuinely trust to have your best interests at heart!
Yvette
May 05, 2025
Cypress, TX
Verified

John is just so amazing to work with. He understands his customer and the challenges they may be faced with. John does his best to do what is right aand puts his customer in the best position he can. He thinks of the long term goals without compromising the short term goals as well. He is definitely someone you can trust, who has your best interest at heart.
Meghan
Apr 14, 2025
Phoenix, AZ
Verified

Transaction closed smoothly, thank you!
Michelle
Mar 31, 2025
Corydon, IN
Verified

Working with John has been an absolute pleasure. His communication is top notch. His years of experience will make him my go to for industry questions. John is on every detail throughout the process- updating his clients, title and me. I look forward to recommending John to future clients!
John M
Mar 18, 2025
Verified

Great to work with, My 3rd home purchase with John
John
Jan 06, 2025
Morris, IL
Verified

Working with John Schwab is always great.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #223945
I am authorized to do business in the states of Arizona, California, Florida, Illinois, Indiana, Michigan, Minnesota, Tennessee and Texas. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1016632; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);