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Select from hundreds of loan products tailored to your needs

Todd Hartke

Todd Hartke

Senior Loan Officer

2471 W. Sullivan Rd, Suite 1, Aurora, IL 60506
Own what matters
Own what matters

About Me

Todd E. Hartke is a Sr. Mortgage Loan Originator, with nearly 20 years of experience in the mortgage industry. His vast experience enables him to anticipate the needs of his clients and structure their loan in a way that avoids hassles and delays. He offers conventional, FHA, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Working closely with his clients, Todd walks them through the entire mortgage process in order to make it painless and stress-free. He has a reputation for excellent customer service, both for clients and partners who have become his best source of referrals. Todd has developed close relationships with other members of the community based on a mutual respect, integrity, and client-oriented service.

Todd lives with his wife and children in St. Charles, Illinois. He is active in his parish, St. Patrick, the Knights of Columbus, and enjoys coaching his children in their various sports. In his free time, he enjoys golf and basketball.

Contact Todd to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #220059
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Texas and Wisconsin. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org);