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About me

Todd E. Hartke is a Sr. Mortgage Loan Originator, with nearly 20 years of experience in the mortgage industry. His vast experience enables him to anticipate the needs of his clients and structure their loan in a way that avoids hassles and delays. He offers conventional, FHA, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Working closely with his clients, Todd walks them through the entire mortgage process in order to make it painless and stress-free. He has a reputation for excellent customer service, both for clients and partners who have become his best source of referrals. Todd has developed close relationships with other members of the community based on a mutual respect, integrity, and client-oriented service.

Todd lives with his wife and children in St. Charles, Illinois. He is active in his parish, St. Patrick, the Knights of Columbus, and enjoys coaching his children in their various sports. In his free time, he enjoys golf and basketball.

Contact Todd to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Barbara
Oct 16, 2025
Bartlett, IL
Verified

Great experience working with the lender — excellent communication and very thoughtful throughout the entire process!
Samuel
Oct 16, 2025
Bartlett, IL
Verified

Todd was great and wonderful He knows his stuff and me and my wife are grateful. We found him. I will recommend him to anyone who needs help with housing and numbers
Tom
Aug 24, 2025
Verified

I've been working with Todd for 15+ years. We've closed on every deal we've done together. He's knowledgeable, friendly & a really good listener. All of my clients have loved working with him. I'm bombarded by loan officers wanting my business but I have no reason to look anywhere else. I always refer my clients to Todd.
Richard
Jul 12, 2025
Plymouth, WI
Verified

Todd was great to work with and made the process easy. He has great knowledge, was able to assist in getting all the information quickly, an dkept us on schedule to close on time.
Christine
Jul 12, 2025
Plymouth, WI
Verified

Todd made this experience exceptional. I had dreaded the whole concept of getting a mortgage but Todd made our experience pleasant and almost stress-free. Todd was quick to answer our questions and we felt valued as customers. I would recommend Todd to anyone needing a mortgage. Absolutely, top notch.
Manpreet
May 05, 2025
Hampshire, IL
Verified

Smooth closing not extension request

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #220059
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Texas and Wisconsin. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);