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About me

Todd E. Hartke is a Sr. Mortgage Loan Originator, with nearly 20 years of experience in the mortgage industry. His vast experience enables him to anticipate the needs of his clients and structure their loan in a way that avoids hassles and delays. He offers conventional, FHA, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans.

Working closely with his clients, Todd walks them through the entire mortgage process in order to make it painless and stress-free. He has a reputation for excellent customer service, both for clients and partners who have become his best source of referrals. Todd has developed close relationships with other members of the community based on a mutual respect, integrity, and client-oriented service.

Todd lives with his wife and children in St. Charles, Illinois. He is active in his parish, St. Patrick, the Knights of Columbus, and enjoys coaching his children in their various sports. In his free time, he enjoys golf and basketball.

Contact Todd to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Manpreet
May 05, 2025
Hampshire, IL
Verified

Smooth closing not extension request
Theresa
Apr 21, 2025
Belvidere, IL
Verified

I have been working with Todd for six years or so. He has always been amazing at communication and he and his team get a CTC in no time. An early CTC is assuring to the seller's side and because of this, I can send my buyers to Todd, knowing we will not have any trouble getting to the closing table!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #220059
I am authorized to do business in the states of California, Colorado, Florida, Illinois, Indiana, Michigan, Minnesota, Texas and Wisconsin. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);