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About me

Kimberly McClinton, Sr. Mortgage Loan Originator in Aurora, IL, has been in the housing industry since 2004. Throughout her diverse career, Kimberly has worked in many different areas of the mortgage process and has overseen thousands of families and individuals who have become homeowners.

Kimberly’s unique experience has given her an understanding of the diverse product offerings as well as the servicing of a mortgage. She offers conventional, USDA, first-time homebuyer down payment assistance programs, renovation, and jumbo loans, while specializing in FHA 203k and VA loans. She focuses on the needs of her borrowers, ensuring they have a full knowledge of the lending process, and providing the best option to achieve their goals.

Kimberly lives in the suburbs of Chicago and has been married since 1986. They have three children and 12 grandchildren together. She is part of the Chicago Association of Realtors and REO Force Committee. When she’s not busy she stays socially active for the betterment of mankind.

When you choose Kimberly, you are choosing a lender with a wealth of experience and expertise. You can rest easy knowing your mortgage will progress smoothly and quickly through closing and beyond. Contact Kimberly today to begin your home financing journey.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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Renovation loans

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don't have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.
4.97 out of 5.0 stars
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5.0
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5.0
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4.9
Zina
Nov 2, 2025
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Kim is an amazing and trustworthy person. IMy husband and I are thankful and appreciative for having her in ou...See more
Dr
Nov 2, 2025
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Knowledgeable, experienced and walked client through a seamless process.
Danata
Nov 2, 2025
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The application and closing processes were very easy. My loan officer was professional, courtesy and knowledgeable.
Aaron
Aug 3, 2025
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Kimberly was very knowledgeable, always available, and took excellent care of us. It was the best experience we've ever ...See more
Saleemah
Aug 2, 2025
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I had a truly great experience working with Kimberly McClinton at Guild Mortgage. From our first home viewing on 6/27 to...See more
Lisa
May 6, 2025
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Kimberly handled the things that were in her control wonderfully. Very helpful and easy to talk to and reach when neede...See more

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Awards

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Causes & Memberships

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NMLS ID #230702

I am authorized to do business in the states of Georgia, Illinois and Indiana. (www.nmlsconsumeraccess.org/);

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