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Kara Morris

Kara Morris

Senior Loan Officer

2471 W. Sullivan Rd, Suite 1, Aurora, IL 60506
Own what matters
Own what matters

About Me

Kara Morris is a Mortgage Loan Originator in Aurora, IL. She is passionate about helping her clients secure a mortgage they can afford while treating every client like family.

With almost 20 years of experience in the mortgage industry, Kara’s background gives her a unique ability to foresee issues with getting approved. By addressing those potential issues up front, her clients have a smooth experience in obtaining a mortgage.

She says the most important part of the loan process is getting to know her clients and their goals for a mortgage, whether it is homeownership or a refinance. Then, getting to learn their budget, not just knowing a dollar amount for which they can be approved. She gives them her full attention and makes sure they clearly understand the entire mortgage process.

Kara offers a wide range of products, including conventional, FHA, VA, USDA, First-time homebuyer, Down Payment Assistance, Renovation, and Jumbo loans.

Kara is actively involved in her community outside of work. She’s involved in Yorkville Kiwanis – WESOS Yorkville and Geneva Chapters and Kaneland District 302. Kara is married with three children. She’s an active theatre supporter and Kaneland mom.

Contact Kara to assist you in your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


5.0 out of 5.0 stars
Bev L
Dec 28, 2023

Kara was an absolute dream to work with! She is exceptionally knowledgeable, efficient with time and process, and passionate about helping me get my home. She was able to explain the process and tell me all of my options. I highly recommend her!
May 28, 2022

Kara was always available to talk whenever I had a question, concern, or needed clarification on something. As a first time home buyer, I needed a lot of guidance, and Kara was very patient and really listened to my needs. I trusted her 100% and would recommend her highly.
May 10, 2022

I could not have ask for a better experience. From the beginning to the very end everything went smoothly and worked out better then expected. 1000% satisfied and will seek them out if another opportunity arises. Thank you guys very much for all of your great help and positive attitudes.
Apr 21, 2022

Kara Morris is an impeccable Mortgage Loan Officer. I am not an easy client. I was extremely demanding in my needs yet Kara and her team worked tirelessly to meet deadlines and deliver on extensive requests including an amazing rate. I am so grateful to have been referred to Kara. Thank you for all of your extremely hard work.
Jun 04, 2021

Such a smooth, easy, quick loan process. Lowest rate and fees I could find anywhere! Thank you Kara and team for your hard work and for making the loan process so simple.
Dec 22, 2019

Kara and her team mate Samantha took such good care of my husband and I during and leading up to our purchase. We had a ton of questions as the market has changed drastically since our last purchase. Kara was patient and generous with her information and resources. She walked us through the entire process as if we were first time home buyers which is what we needed as we were super nervous about this purchase since it was the largest home loan we'd ever taken. Whenever Kara couldn't be available herself she made sure that her team mate Samantha was right there and was up to date on our file. There was no double work or repetition, everyone was on the same page. We closed on time, no hang ups or hold ups. The day of our closing we had additional questions and not only was the team available to answer our questions but Kara showed up at our closing just as she told me she would during our original conversation. Kara and her team answered every question, kept every promise, she is brilliant in her field, and I would refer her over and over again. Thanks for being amazing Kara!

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Causes I'm
passionate about

NMLS ID #852775
I am authorized to do business in the states of Florida, Illinois and Wisconsin. (;