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About me

Rick Litton is a Team Manager and Sr. Mortgage Loan Originator. He has been in mortgage banking for over 25 years. Today, he is proud to be a part of the Litton Loan Group at Guild Mortgage. Rick received the Chicago Five Star Mortgage Professional Award for 3 consecutive years. He and his team specialize in all types of home loans to find the best loan program for you – First Time Homebuyer Programs, FHA, VA, Jumbo and Conventional loans.

Rick and his wife started a 501C3 charity called Hearts for Hope in 2020 and have delivered over 10,000 care packs to people experiencing homelessness. Rick is an avid golfer and when he is not working on lowering his clients’ interest rates, you can probably find him on a local golf course working on lowering his handicap.

“Integrity is an essential part of my business. Mortgages are about building relationships and helping my clients achieve their home financing goals. I look forward to speaking with you and getting to know you very soon!”

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.99
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Steven
May 19, 2025
Fox Lake, IL
Verified

Rick, Renee and Everyone were so helpful and made my experience beyond pleasant! Thank you all for your help making my experience so easy!! Rock n Roll 🤘🏻
Nancy
May 27, 2025
Mount Prospect, IL
Verified

I have been referring Rick to my real estate clients as he is incredibly knowledgeable, responsive and transparent throughout the entire process. He takes the time to explain every step of the process, answers all of our buyer's questions, secures the best rate possible and ensures that everything stays on track for closing. He goes above and beyond and makes what could be a stressful experience feel smooth and straigthforward. I would highly recommend Rick as he is trustworthy, professional and provides excellent service.
Carol
May 19, 2025
Palatine, IL
Verified

Rick Litton & team are superior when compared to other lenders I have worked with in my transactions. Ricks knowledge of the business & his hands on approach to sorting out any issues that may arise during the processing of my clients loans has been most valuable. I've recommended Rick many, many times during the past 25+ years and will continue to do so. Thank you Rick!
David
May 12, 2025
Palatine, IL
Verified

Thank you for the consistant follow up!
Gonzalo
May 05, 2025
Rockford, IL
Verified

The loan proces was seamless from start to closing!
Kelly
May 05, 2025
Chicago, IL
Verified

I've followed Rick through his career and this is the 3rd time that I've used him. I will continue to choose him and Renee. Impeccable, timely and friendly service.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #552576
I am authorized to do business in the state of Illinois. (www.nmlsconsumeraccess.org/);