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About me

Chai Charin is a Team Manager/Mortgage Loan Originator. He has been in the mortgage industry since 2000 and is committed to helping clients with the biggest purchase of their lives. Chai truly enjoys working on numbers to help clients easily understand the monthly payment and total out of pocket money needed to purchase or refinance a home. He loves his team; they do everything in-house, giving the ability to control loans from beginning to end.

Chai has a passion for providing his clients with the best customer service. He makes himself available during the evening and weekend because he fully understands that buying a home or refinancing can be very stressful. He promises to always listen to the needs of his clients and believes in keeping his customers for life. Chai and his team provide constant communication with all parties involved in the mortgage and loan transaction, so everyone is always on the same page.

Chai is married and has three teenage daughters, so he understands the cost of providing and raising a family. Contact Chai today to start your home buying process!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.96
4.84
5.0
Tanya
Aug 05, 2025
Plano, IL
Verified

Guild mortgage went above and beyond in helping me and my husband with the loan process!
Marc
Aug 01, 2025
Bartlett, IL
Verified

chai was coo
Laiza and J
Aug 04, 2025
Verified

Chai and Chane were excellent! We recently closed on a gem of a property in Sycamore, IL. Closing on a home is riddled with angst and a long to-do list but Chai & Co., made the process manageable and easy to track. Chai was never not available. From text, phone, and email, he was always available and willing to explain and guide us to completion. Truly, Chai and team were fantastic and we are grateful to have had them to help with our new home.
Amanda
Aug 01, 2025
Bartlett, IL
Verified

Chai, thank you so much for being so easy to work with! The time you spent (even late night) was beyond appreciated. I will refer all my clients, family and friends to you from here on out! Thank you!
Diana
Jun 12, 2025
Verified

We had an incredible experience working with Chai as our loan officer! From start to finish, he was absolutely amazing—so helpful, friendly, and always willing to take the time to explain every detail to us. When had questions, Chai never made us feel rushed or overwhelmed. He was patient, informative, and made the entire process run smoothly. His professionalism and support were truly invaluable, and we honestly couldn’t have done it without him (and our amazing realtor). We’re so grateful for everything Chai did to help us get into our new home!
Paul
Jun 12, 2025
Verified

Chai Charin and Guild mortgage is simply the best. I highly recommend Chai for all your home financing needs!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #222482
I am authorized to do business in the states of Illinois, Indiana and Wisconsin. (www.nmlsconsumeraccess.org/);