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About me
Carl Melby is a Team Manager and Sr. Mortgage Loan Originator with over 30 years of experience in the mortgage industry. He makes a point to put his client’s first, believes in strong ethics and is committed to high standards and education. Carl is passionate about the mortgage industry and displays his knowledge and experience through his actions. He makes a point to really listen to his clients and asks questions about their expectations for their ideal home, the amount of payment they can afford, and what is important to them for their future. Knowing these details helps Carl to find the right loan program to fit their needs. He offers VA, USDA, first-time homebuyer down payment assistance programs, and renovation loans, but considers himself an professional in conventional, Jumbo and FHA.
Outside of work, Carl is actively involved in his community. He and his wife have been married for almost 40 years and have three children and grandchildren. He enjoys golfing, antique cars and traveling.
Call Carl to begin your home financing journey!
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Carl is the man. As a first time buyer Carl is willing to answer any and all questions at anytime of day. I was out at ease knowing Carl was working for us to ensure we got the home and the loan we wanted.
CARL IS THE BEST AT WHAT HE DOES. YOU COULD NOT ASK FOR ANYONE BETTER!!!
Pedro Genao was amazing! Not only did he return phone calls quickly, but he was very polite and patient with all our questions. He was extremely knowledgeable, and when we were not completely understanding of a couple things he further explained and did not make us feel incompetent. The entire process was very smooth. We greatly appreciate everything. Highly recommend!
Just going through the process of buying a house can be a stressful endeavor, Carl Melby was with us every step of the way. You're going to have a million and 1 dumb questions and worries, Carl will always have an answer to help. He's extremely quick to respond and always professional and he feels like a friend is helping you the entire time. I will use Carl in every mortgage endeavor for the rest of my life and I will recommend him for anyone I know buying a house. Carl, you're the man!
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