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About me

Carl Melby is a Team Manager and Sr. Mortgage Loan Originator with over 30 years of experience in the mortgage industry.Read more

Carl Melby is a Team Manager and Sr. Mortgage Loan Originator with over 30 years of experience in the mortgage industry. He makes a point to put his client’s first, believes in strong ethics and is committed to high standards and education. Carl is passionate about the mortgage industry and displays his knowledge and experience through his actions. He makes a point to really listen to his clients and asks questions about their expectations for their ideal home, the amount of payment they can afford, and what is important to them for their future. Knowing these details helps Carl to find the right loan program to fit their needs. He offers VA, USDA, first-time homebuyer down payment assistance programs, and renovation loans, but considers himself an professional in conventional, Jumbo and FHA.

Outside of work, Carl is actively involved in his community. He and his wife have been married for almost 40 years and have three children and grandchildren. He enjoys golfing, antique cars and traveling.

Call Carl to begin your home financing journey!

Awards

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Causes and Memberships

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Testimonials

4.98 (28 reviews)
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5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Carl made everything goes smoothly and perfect.
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Geard

Mar 13, 2026

Woodridge, IL

Prompt, effective, efficient and communicative.
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Nathaniel

Jan 9, 2026

Evanston, IL

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #201079

I am authorized to do business in the states of Florida, Illinois and Indiana. (www.nmlsconsumeraccess.org/);

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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