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Simplifying Mortgages, Securing Your Future

Select from hundreds of loan products tailored to your needs

About me

In 2020, Cari Zepeda began as a Mortgage Loan Originator in Aurora, IL.  She is passionate about helping her clients fulfill their dreams of homeownership. She works hard to analyze each client's personal and financial situation as if it were her own loan or family member's loan. "It is important to think outside the box for both short-term and long-term goals, and how we can achieve them together. Looking at the whole financial scenario allows me to offer mortgage products that fit my client's needs." Cari offers FHA, conventional, VA, USDA, first-time homebuyer down payment assistance programs, renovation and jumbo loans. She was excited to receive the 2025 Rising Star Award.  Outside of the office, Cari is married with two amazing sons.  Cari's hobbies include volunteering her time to help those in her community, traveling, camping, cross stitching, and organizing. Call Cari to begin your home financing journey!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Jesse
Sep 20, 2025
Aurora, IL
Verified

Working with Cari at Guild Mortgage was such a great experience. She made the whole process fast and friendly. I really appreciate the way everything went and would highly recommend her services.
Hope
Sep 18, 2025
Caledonia, MI
Verified

Cari was incredibly cooperative and always responded quickly. She understood that it was my first time buying a home and made me feel completely comfortable asking questions. I would 100% work with Guild Mortgage again—it was a wonderful experience!
James
Sep 18, 2025
Caledonia, MI
Verified

Cari was amazing, always responding and on top of things!
Curtis
Sep 04, 2025
Chattanooga, TN
Verified

It was beyond satisfactory
Edward
Aug 26, 2025
Kokomo, IN
Verified

Cari, took the time to work through all scenarios to get us to the end goal in the time frame we needed and she compley transparent with all scenarios
Luis
Jul 24, 2025
Plano, IL
Verified

Loan officer is an excellent and professional person

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1939523
I am authorized to do business in the states of Arizona, Florida, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1025554; (www.nmlsconsumeraccess.org/);