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Building trust, one borrower at a time.

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About me

I have been a mortgage loan officer for over 22 years. I love helping clients through the mortgage process. I offer a simple mortgage process for purchases and refinances with dozens of mortgage programs. It really brings me great joy to be part of each client's mortgage experience. 

I received my bachelor's degree from Illinois State University in 2002, and my master's degree from National Louis University in 2014. My love of education has guided my mortgage practice in educating my consumers and simplifying the process.  I refer to myself as "Mortgage Mom", as I run my business and my busy home. My husband and I have three beautiful children that keep us on our toes. I also enjoy nature, triathlons and keeping active.  

I can't wait to meet you!
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.9
5.0
Rene
Oct 31, 2025
Houston, TX
Verified

Pam was wasy to get to when when I had a question; and she took time to make sure I understood clearly.
Michael
Oct 24, 2025
Marco Island, FL
Verified

Pam was amazing to work with. She was willing to work with us on unique challenges that I needed to comply with from an independence perspective given regulatory rules. She was informative, prompt, and always there when I had questions or wanted input. She guided us throughout the process with top notch professional advice and perspective.
Michelle
Oct 24, 2025
Marco Island, FL
Verified

Pamela did a great job communicating with us and followed theough quickly with any potential hiccups the entire process was seamless.
Boguslaw
Oct 09, 2025
Arlington Heights, IL
Verified

As someone with 32 years of professional experience , I greatly value efficiency , reliability , and clear communication when working with any company. My client used services of Pamela Harambasic from Guild Mortgage during the purchase of property, and I was thoroughly impressed with her professionalism and support throughout the entire process . Boguslaw Rola with Arc Realty Group.
Laura
Oct 01, 2025
Westmont, IL
Verified

Pam Is super pleasant to work with and walked me through every single question that I had. She is thorough and very speedy.
Jessica
Sep 12, 2025
Chicago, IL
Verified

Pam was timely, knowledgeable, flexible and got us a great rate. Not to mention was ready for a very quick close in less than 2 weeks. Thanks , Pam!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #194520
I am authorized to do business in the states of Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Louisiana, Michigan, Minnesota, Ohio, Tennessee, Texas and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 194520; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);