About me

Cindy Olvera is a Sr. Mortgage Loan Originator and Training Coordinator for over 20 years. Having been with the company for so many years, Cindy knows the ins and outs of every department and has enjoyed watching the company grow since the beginning. She specializes in helping Law Enforcement and First Responders finance their homes in the 15 states she is licensed. Cindy also works with new Loan Officers to help train and welcome them.
Call her today to get started with your mortgage process.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #1028806

I am authorized to do business in the states of Arizona, California, Colorado, Florida, Illinois, Indiana, Maine, Michigan, Minnesota, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 0942342; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); OR ML-176;

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Cindy Olvera

Senior Loan Officer

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