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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Cindy Olvera is a Sr. Mortgage Loan Originator and Training Coordinator for over 20 years. Having been with the company for so many years, Cindy knows the ins and outs of every department and has enjoyed watching the company grow since the beginning. She specializes in helping Law Enforcement and First Responders finance their homes in the 15 states she is licensed. Cindy also works with new Loan Officers to help train and welcome them.
 Call her today to get started with your mortgage process.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
David
Jan 27, 2025
Bartlett, TN
Verified

Cindy is a great asset to your company. She is genuine and well versed in all facets of her profession. We are very pleased with the whole process.
Stanley
Jan 23, 2025
Jacksonville, IL
Verified

From day one Cindy told me not to worry about anything. She let me know we can close at a certain date and we closed earlier. it was good because we had to be out of previous home. I gave Cindy's team all what they needed and I wasn't contacted till it was time to close . all the paperwork was completed which made my closing easy . I would recommend this team again and to new customers .
Joe S
Jun 09, 2017
Verified

Cindy has been an angel to work with. We have had 2 closings in 3 months and she has made it so easy for us. Her professionalism along with her consideration of our needs really made a difference for us. She will always have my business in the future
Gail Q
Nov 28, 2016
Verified

Cindy Olvera walked with me throughout the entire home buying process. She made the journey as painless as possible. I highly recommend Cindy for her professional and caring personalized service.
Mike L
Oct 05, 2016
Verified

Cindy is the ONLY mortgage persons I've worked with for the last 10 years. I refer all my friends to her when they ask if I know someone. She has been upfront and given me her professional input EVERY time I've contacted her. She's amazing!
Dave M
Oct 04, 2016
Verified

Cindy was absolutely amazing to work with. Made our refinance easy and trouble-free! No snags, no mistakes just done and done well!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1028806
I am authorized to do business in the states of Arizona, Colorado, Florida, Illinois, Indiana, Michigan, Oregon, South Carolina, Tennessee, Texas, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 0942342; (www.nmlsconsumeraccess.org/); OR ML-176;