Select from hundreds of loan products tailored to your needs
![Spencer Valerio – Guild Mortgage Lender](https://www.guildmortgage.com/lib/uploads/officers/head-shots/vgsv-spencer-valerio.jpg)
Spencer Valerio
Loan Officer NMLS# 305514
![Own what matters](https://assets-r1.guildmortgage.com/images/TagLineStandalone.png)
![Own what matters](https://assets-r1.guildmortgage.com/images/TagLineStandalone.png)
About Me
My journey as a mortgage lender started in 1998. I am a reliable resource for my customers and business partners alike. I am committed to offering mortgage solutions that align with my customers' needs and long-term goals. I take great pleasure in helping families achieve the dream of homeownership and find joy in serving them.
Read Blog
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.