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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Matt Hickman

Matt Hickman

Branch Manager

320 E 600 S, St George, UT 84770
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.92
Erika R
May 16, 2022
Verified

Everyone on your team was very responsive and took great care of my client. We were able to close 10 days early which helped my client move out of his hotel room and into his new home much sooner than expected.
Dustin
Mar 08, 2022
Verified

From the very beginning stage, Matt and his team made everything smooth and easy. They gave great advice that was catered to my unique situation. Throughout the process I was kept well informed. It was a Great experience!!
Emily
Jan 18, 2024
Verified

Matt and all of his team were so amazing and helped us to know all our options and have such a great experience!!
Joshua
Jan 18, 2024
Verified

Matt and his team are very quick and efficient. They made the entire process very comfortable and smooth. They are very knowledgeable regarding different loan options and presented them in a way that was easy for us to understand. Great group. We will use them again in the future.
Edward
Nov 16, 2023
Verified

Matt was great at answering questions and getting things done quick
Paulina Berumen G
Nov 01, 2023
Verified

Matt was amazing at answering questions and following up.

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NMLS ID #250183
I am authorized to do business in the state of Utah.