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Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo loans
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA
If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
Down payment assistance
If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Home Equity
Open the door to new possibilities by accessing your home's equity whether it's to afford tuition, renovate, consolidate high-interest debt, purchase a second home or tackle an emergency expense. A home equity line of credit (HELOC*) or home equity loan (HELOAN) can help wherever life takes you.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
5.0 out of 5.0 stars
5.0
5.0
Glenda J.
Oct 6, 2025
He's very helpful and answers your questions.
Megan L.
May 5, 2025
Hayden consistently checks in with me to keep up with my goals and progress. He listens to what is going on in my life a...See more
Taylor B.
May 5, 2025
Hayden is great to work with and is always up-to-date with what is going on in the market. He gets back to you quickly ...See more
Alyson W.
May 5, 2025
Hayden was incredibly knowledgeable and professional during my first house buying experience. He did everything he coul...See more
Trisha
May 5, 2025
Hayden Mills made the home loan process incredibly smooth and stress-free, providing expert guidance every step of the w...See more
Alyson
May 5, 2025
Hayden was incredibly professional, communicative and hardworking. The housing market in my area has not been ideal, an...See more
NMLS ID #1647046
I am authorized to do business in the states of Georgia, Maryland and Utah.