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Debbie Hartman

Senior Loan Officer

NMLS# 64281

About me

I have been a mortgage loan officer since 2003.  With my years of experience, I can help you if you are buying a home, refinancing your current mortgage, obtaining a reverse mortgage or wanting to build a home.  My years of dedication in the industry have provided me with knowledge with all loan types and I take great care in finding the best fit for clients based on listening and consulting about their needs and goals.  I understand this is one of the biggest purchases someone can make and the trust, along with service is of utmost importance.  I have built my reputation by exceeding homeowner’s expectations.  I know it isn’t just a house we are financing…It is your HOME!    

I am passionate about what I do and going the extra mile to make sure every loan closes with a Happy Homeowner.  I look forward to helping you with your mortgage questions, whether you are ready for a loan or not.  I am here to help you put a plan in place for your future home or if you are ready to get pre-approved to go home shopping!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Jamie S.
Dec 3, 2025
Google logo
Debbie Hartman is amazing and her assistant Loni, they truly make buying a home an easy and smoothe process. Cannot say ...See more
Janice C.
Dec 3, 2025
Google logo
Debbie and Brandie were so knowledgeable and easy to work with.
Janice
Dec 3, 2025
St George, UT
Experience logo
Debbie and Brandi were knowledgeable and walked us through every step of the way. Our loan process was extr...See more
Janice
Dec 2, 2025
St George, UT
Experience logo
Debbie was so patient with all of my questions and the process was smooth.
Mike B.
Nov 27, 2025
Google logo
Great experience, thank you Debbie and team!
Brooke
Nov 3, 2025
Ivins, UT
Experience logo
Debra is so good to work with! I would highly recommend her.

Video Gallery

Awards

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Causes & Memberships

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NMLS ID #64281

I am authorized to do business in the states of Idaho and Utah.

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