Scott Buehler

Buying your next home should feel exciting, not exhausting. Whether you're moving up into the home you've been dreaming about or moving down into something simpler for the next chapter, you deserve a mortgage experience that's clear, fast, and actually built around you.

 

I'm Scott Buehler, Senior Mortgage Loan Officer, and that's exactly what I deliver.

Ready to talk? Call or text me directly at (435) 590-1019. No call centers. No phone trees. Just me.

 

Who I Love Working With (

If you're looking to move up into a bigger or nicer home, or you're ready to move down into something simpler for retirement or a new chapter of life, you're exactly who I love working with. Life changes, and your mortgage strategy should change with it. I take the time to understand where you are now and where you want to be, then I structure the loan to match.

 

Specialty Loan Programs

New Construction Purchase Loans: Buying a home from a builder? I specialize in builder-financed new construction structured as a purchase loan, which often gives you better terms, smoother timelines, and a cleaner closing experience than traditional construction financing. I know how builders work, what they need from a lender, and how to keep your purchase on track from contract to keys.

 

Bank Statement Loans

Self-employed, business owner, or living off non-traditional income? Tax returns don't always tell the full story. Bank statement loans let us qualify you based on actual deposits, not write-offs, so your real income can finally work for you.

 

A Different Kind of Mortgage Experience

Every client gets a custom video presentation walking through your loan options, estimated closing costs, monthly payments, and the full picture so you can make an informed decision with confidence. No pressure. No surprises. Just clarity.

 

I work closely with your real estate agent to build an offer strategy that goes beyond price. Terms and timing matter, and a well-structured offer can win the home over a higher bid that's full of risk.

 

Fast Closings When You Need Them

My 17-day closing program is built for buyers who want to stand out. By getting you fully pre-approved and underwritten upfront, you can compete like a cash buyer and close faster once your offer is accepted.

 

Multi-State Licensed for Relocations

Moving to Utah, Nevada, Arizona, California, or Wyoming? One application gives you access to all five states, so you can shop confidently across markets without redoing paperwork every time your search shifts.

 

Down Payment and Affordability Solutions

If you're buying in Utah without a down payment, I can walk you through Utah Housing Corporation programs that may cover your down payment and closing costs (eligibility and restrictions apply). In Nevada, Arizona, California, and Wyoming, Guild Mortgage offers a wide range of grants and down payment assistance programs I can match you with.

 

Worried about today's interest rates?

Ask me about temporary buydown options. With 1-year, 2-year, and 3-year buydowns, your payments start lower and ease into the full payment over time.

 

Why Clients Choose Me

You deserve a Loan Officer who listens, cares, and brings real solutions. That's been my entire focus my whole career. When I take great care of you, I trust you'll send your friends, family, and coworkers my way, and that's how I've built my business.

 

P.S. Already a homeowner? I also handle refinances, whether you're looking to improve your terms, lower your payment, or pull cash out for what's next.

 

Ready to begin? (