About me

Thanks for coming to my page. I grew up in rural Northern Arizona. I spent seven years in the Air Force and have continued that service in reserve and guard components. I am accompanied by my soulmate and 4 little people. Since using my own VA loan, I have seen how homeownership has impacted my family for the better. Because of this, I want to help inform and consult others on their journey through individually tailored consultation.

Reach out how you feel most comfortable, I’m looking forward to it.

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

Video gallery

View More

Awards

Causes I'm
passionate about

NMLS ID #2328069

I am authorized to do business in the states of Arizona and Utah. AZ BK#0018883; AZ BKBR# 1009405; AZ LO Lic.# 1040660;

Select from hundreds of loan products tailored to your needs

Dillon Vicars

Loan Officer

Apply Now