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Select from hundreds of loan products tailored to your needs

Alex Hernandez

Alex Hernandez

Loan Officer

320 E 600 S, St George, UT 84770
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.83 out of 5.0 stars
5.0
4.83
Luis
Apr 28, 2024
Verified

Alex is simply outstanding! This was our second time working with him, and once again, he exceeded our expectations. He truly went above and beyond to make purchasing our new home possible. Alex's patience, knowledge, and willingness to educate us on every aspect of the process made us feel confident and supported every step of the way. We'll definitely continue to work with him in the future. Highly recommend
Catherine B
Feb 26, 2024
Verified

Alex & his team were able to step in at the last minute to help save a transaction. Not only did they save the transaction, they closed it in 2 weeks! Their ability to communicate & get the job done is the best in the business!
Karen
Feb 26, 2024
Verified

Alex made it great
Susana
Feb 02, 2024
Verified

This is our third home closed by The Alexander Group and as always they provide us with TOP TIER service. We really just sit back relax and they make it happen, the ultimate dream team!
Benjamin
Feb 02, 2024
Verified

Constant communication, responded to all questions quickly or at least responded with a timeline on when the questions would answered. Felt he supported our interests well.
Michael
Jan 24, 2024
Verified

Everything was straight and it felt like he really cared out our concerns and our desires.

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Awards

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passionate about

causes
NMLS ID #1605167
I am authorized to do business in the states of Arizona and Utah. AZ BK#0018883; AZ BKBR# 1050940; AZ LO Lic.# 1039034;