Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Dallas Elder
Acquisition Logo

Dallas Elder

Senior Loan Officer

4782 S Wallace Drive, St George, UT 84790
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Tom
Feb 17, 2024
Verified

Dallas knocks it out of the park every time!
Jordan B
Jun 20, 2023
Verified

Dallas was fantastic to work with! He was knowledgeable and always available to answer any questions I had. I highly recommend him and will be using him for future home purchases. Thank you again!
Jordan
Jun 20, 2023
Verified

Dallas was fantastic to work with. He was knowledgeable and always available to answer any questions I had. He made the home loan process a breeze. I highly recommend him and will be using him for future home purchases. Thanks again!
Q A
Mar 25, 2023
Verified

We really enjoyed our experience with Cherry Creek Mortgage especially with Dallas. He made our purchase of a lot a simple and easy process that didn't require a lot from us. Cherry Creek took care of everything. Thanks Dallas.
JT K
Mar 07, 2023
Verified

Forgot to do this sooner but our loan officer Dallas was super helpful, would highly recommend talking to him for applying for a mortgage. He helped my brother and I know what we were qualified for and gave us our best options. Explained things in detail for us to understand and was always available for when we had questions about anything. Thank you for helping us out, Dallas.

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #1942196
I am authorized to do business in the state of Utah.