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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
The process was very in depth. I don't have a lot of experience doing this . The team at Brandon's office such as Tony and Brandon were Profesional and very helpful to a person's like my wife and myself.I do not understand alot about computers so I really struggled. Tony was so patient and helpful.
As mentioned , Brandon and Lori were outstanding! Lori always kept me posted on what items were needed. Brandon called me a couple of times to keep me posted on the interest rates , etc.
Easy , great communication and you took great care all the way through closing.
We have really enjoyed the experience of working with Brandon and his Guild Mortgage team. They made the normally crazy experience of refinancing easy to understand and expeditionary! Thank you Brandon!
Brandon and his team were great to work with. They made sure to keep me informed throughout the loan process.
Brandon and his team worked tirelessly to keep me updated with the loan process.
NMLS ID #283559
I am authorized to do business in the states of Arizona, California, Florida, Idaho, Nevada, Texas, Utah, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 1045268; AZ LO Lic.# 931594; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;
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