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Kathy Gray

Mortgage Loan Originator - Hablo Español

NMLS# 238911

About me

As a dedicated Mortgage Loan Originator, I bring a comprehensive background in Escrow, Mortgage Processing, and Underwriting to the table. My expertise spans wholesale and retail lending, focusing on serving the communities in California and Utah. I am committed to delivering exceptional, personalized service throughout the entire home loan process, helping clients navigate the complexities of finding a loan that aligns with their immediate financial needs and future aspirations.


Licensed in both California and Utah, I am equipped to support a diverse clientele, ensuring a seamless experience across state lines. Fluent in English and Spanish, I am passionate about creating a collaborative and supportive environment, empowering my clients to make informed decisions. My proficiency encompasses a broad spectrum of loan types, including Conventional Loans, Equity Loans, FHA, USDA, VA, Renovation and Reverse Mortgage loans, allowing me to cater to my clients before, during, and after the loan closes.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Marie
Aug 2, 2025
Experience logo
I have worked with Kathy before and she is an amazing caring professional very knowledgeable, efficient a...See more
Felipe R.
July 6, 2025
Google logo
Outstanding professional service and very fast delivery. I would give more starts if I could on my review but google onl...See more
Felipe
July 5, 2025
Experience logo
Kathy Gray was very fast and helpful with all her guidance and very knowledgeable about any questions I had ...See more
Marissa
July 3, 2025
Experience logo
Very easy to work with you (Kathy) and Brandi
Susan
July 3, 2025
Experience logo
closing on time
Dan
June 3, 2025
Third party logo
You said what you were going to do and you did what you said

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Awards

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Causes & Memberships

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NMLS ID #238911

I am authorized to do business in the states of California and Utah. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;

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