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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Brad Mabey

Brad Mabey

Branch Manager

584 East 12300 South, Suite 7, Draper, UT 84020
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.65 out of 5.0 stars
4.9
4.62
Emily
Feb 26, 2024
Verified

Great communication and prompt responses
Tiffanie B
Feb 06, 2024
Verified

I love this team! From pre-approval to closing this team never misses a detail. Very friendly Team!
Colby
Dec 14, 2023
Verified

Rebecca was great to work with. She provided education and advice throughout the entire process. This was especially appreciated because we were first-time home buyers and did not have our own realtor. The online portal was helpful as well, it was nice to be able to log in and check the progress of everything.
Susan R
Nov 09, 2023
Verified

Great experience with the entire team!
Joseph
Nov 08, 2023
Verified

The process moved along fairly quickly and I was always aware of what I needed to do next.
Dorothy
Nov 04, 2023
Verified

My questions were answered with professional advice and patience knowing this was a new experience for our family.

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NMLS ID #262718
I am authorized to do business in the states of Idaho and Utah.