Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Brad Mabey
Branch Manager
NMLS# 262718
Email
Phone
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
You are the best!
The South Valley Team does a terrific job from beginning to end. They communicate well with me and the borrowers, and above all, they're ON TIME, EVERY TIME!
Great communication and prompt responses
I love this team! From pre-approval to closing this team never misses a detail. Very friendly Team!
Rebecca was great to work with. She provided education and advice throughout the entire process. This was especially appreciated because we were first-time home buyers and did not have our own realtor. The online portal was helpful as well, it was nice to be able to log in and check the progress of everything.
Great experience with the entire team!
NMLS ID #262718
I am authorized to do business in the states of Idaho, Nevada and Utah. NV Mortgage Company #1141;
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