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Simplifying mortgages

Learn your options, set a plan, make it happen

About me

With just 5 minutes on the phone or in person we can see if you prequalify and start a Home-Buying Plan that fits you and no obligation. I look forward to helping you! Just call me directly at (801) 679-6125 or click on my email address above and let me know how I can reach you. So call or click and let's get you closer to what YOU want.CLIENT TRUSTClients have described me as: Knowing all the program options available in Utah Great at helping people learn and understand their options Able to offer some of the lowest rates and fees A mortgage team leader who can close your loan in as little as 15 days Always available by phone in your home or my office and your choice A mortgage consultant who genuinely cares about your happiness.MY PHILOSOPHYDuring my career I've focused heavily on providing better communication than people find in this industry. I believe superior communication up-front in my planning and strategy phase eliminates errors costly surprises and last minute delays typically found in most banks and many mortgage companies. Continuing communication throughout the rest of the process brings my clients peace of mind and confidence they're getting what they want. People tell me my communication focus has made their home-buying or refinancing experience far less stressful than any of their past experiences. They also tell their friends family and others to contact me which is the highest compliment I ever receive. My special thanks to those who let me help them and their friends!MY BACKGROUNDI was born and raised in Atlanta Georgia and started my career as a mortgage loan officer during my senior year at the University of Utah while finishing my Business Finance degree. I met the love of my life at the U and we now have a growing family! I love serving in local community and church programs and I enjoy offering this same attitude to my clients. With experience as a professional cliff diver amateur exhibition-style snow and wake boarder I'm not afraid of challenging situations!! I loooove hearing my clients say at closing "everyone else said they couldn't do what you've done".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.89
4.98
Crystal L
Dec 10, 2024
Verified

His team went above and beyond helping me refinance my house and did the impossible to keep me and my kids in our house. I got a great rate and everything went so smoothly.
Kristie K
Dec 09, 2024
Verified

Buying a house with Kit and his team was unreal. We expected it to be so confusing and difficult, but their team just made the process so smooth and such a positive experience!! Highly recommend!
Amanda S
Dec 09, 2024
Verified

We have worked with Kit Bate and his team for 2 different mortgages. They are efficient and kind, detail oriented and honest. We have recommended them to several friends!
Coby
Dec 09, 2024
Verified

I signed on house with my brother a few years ago on his second house and Kit and his team were fantastic to work with. Kit is an extremely generous person and his community is one of a kind. Going with him and his team is a no brainer.
Meika D
Nov 27, 2024
Verified

My husband and I have only positive things to say about Kit and Cary from Guild Mortgage. They provided guidance on how to build credit fast so we could close on our dream home. Both Kit and Cary were patient with us and answered all of our questions as soon as we had any. We were relieved of any concerns we had through their thoughtfulness, confidence, and timely responses. We would would not have been able to take this big step without them! If you want an awesome duo that's professional and knowledgeable, have Kit and Cary from Guild Mortgage help you out!
Niki
Nov 27, 2024
Verified

Excellent service with prompt, professional quotes for mortgage

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NMLS ID #231831
I am authorized to do business in the states of Arizona, Idaho and Utah. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# 1033086;