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Simplifying mortgages

Learn your options, set a plan, make it happen

About me

With just 5 minutes on the phone or in person we can see if you prequalify and start a Home-Buying Plan that fits you and no obligation. I look forward to helping you! Just call me directly at (801) 679-6125 or click on my email address above and let me know how I can reach you. So call or click and let's get you closer to what YOU want.CLIENT TRUSTClients have described me as: Knowing all the program options available in Utah Great at helping people learn and understand their options Able to offer some of the lowest rates and fees A mortgage team leader who can close your loan in as little as 15 days Always available by phone in your home or my office and your choice A mortgage consultant who genuinely cares about your happiness.MY PHILOSOPHYDuring my career I've focused heavily on providing better communication than people find in this industry. I believe superior communication up-front in my planning and strategy phase eliminates errors costly surprises and last minute delays typically found in most banks and many mortgage companies. Continuing communication throughout the rest of the process brings my clients peace of mind and confidence they're getting what they want. People tell me my communication focus has made their home-buying or refinancing experience far less stressful than any of their past experiences. They also tell their friends family and others to contact me which is the highest compliment I ever receive. My special thanks to those who let me help them and their friends!MY BACKGROUNDI was born and raised in Atlanta Georgia and started my career as a mortgage loan officer during my senior year at the University of Utah while finishing my Business Finance degree. I met the love of my life at the U and we now have a growing family! I love serving in local community and church programs and I enjoy offering this same attitude to my clients. With experience as a professional cliff diver amateur exhibition-style snow and wake boarder I'm not afraid of challenging situations!! I loooove hearing my clients say at closing "everyone else said they couldn't do what you've done".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
5.0
4.88
4.98
suresh p
Jun 03, 2025
Verified

⭐️⭐️⭐️⭐️⭐️ I recently worked with Guild Mortgage as the agent on a successful closing, and I couldn't be more pleased with the experience. From start to finish, their team was communicative, efficient, and truly dedicated to getting everything done on time. They kept both myself and my clients informed throughout the process, which made for a smooth and stress-free transaction. Special thanks to Kit Bate and Cary Bate for going above and beyond to ensure every detail was handled with care. I highly recommend Guild Mortgage to anyone looking for a reliable, professional, and client-focused mortgage partner. Looking forward to working with them again!
Suresh
Jun 02, 2025
Salt Lake City, UT
Verified

⭐️⭐️⭐️⭐️⭐️ I recently worked with Guild Mortgage as the agent on a successful closing, and I couldn't be more pleased with the experience. From start to finish, their team was communicative, efficient, and truly dedicated to getting everything done on time. They kept both myself and my clients informed throughout the process, which made for a smooth and stress-free transaction. Special thanks to Kit Bate and Cary Bate for going above and beyond to ensure every detail was handled with care. I highly recommend Guild Mortgate ⭐️⭐️⭐️⭐️⭐️ I recently worked with [Mortgage Company Name] as the agent on a successful closing, and I couldn't be more pleased with the experience. From start to finish, their team was communicative, efficient, and truly dedicated to getting everything done on time. They kept both myself and my clients informed throughout the process, which made for a smooth and stress-free transaction. Special thanks to [Loan Officer's Name, if applicable] for going above and beyond to ensure every detail was handled with care. I highly recommend [Mortgage Company Name] to anyone looking for a reliable, professional, and client-focused mortgage partner. Looking forward to working with them again to anyone looking for a reliable, professional, and client-focused mortgage partner. Looking forward to working with them again!
Lori
May 27, 2025
Saint George, UT
Verified

Comminication and on top of any issues
Alex O
May 28, 2025
Verified

I had an outstanding experience working with Kit and his incredible team! From start to finish, they were professional, responsive, and genuinely dedicated to making the entire loan process as smooth and stress-free as possible. They answered all my questions with clarity, kept me updated at every step, and went above and beyond to ensure I got the best possible terms. Their expertise and commitment to customer service truly set them apart. I couldn’t have asked for a better team to guide me through this important financial journey—highly recommended!
Alex
May 27, 2025
Saint George, UT
Verified

I had an outstanding experience working with Kit and his incredible team! From start to finish, they were professional, responsive, and genuinely dedicated to making the entire loan process as smooth and stress-free as possible. They answered all my questions with clarity, kept me updated at every step, and went above and beyond to ensure I got the best possible terms. Their expertise and commitment to customer service truly set them apart. I couldn’t have asked for a better team to guide me through this important financial journey—highly recommended!
Zola A
May 28, 2025
Verified

⭐⭐⭐⭐⭐ Kit is an outstanding lender and an absolute professional. He’s knowledgeable, responsive, and truly dedicated to helping his clients through every step of the lending process. He takes the time to explain everything clearly, offers honest guidance, and makes what can be a stressful process feel smooth and manageable. On top of his work ethic, Kit goes above and beyond to build real relationships. Highly recommend Kit if you’re looking for someone reliable, personable, and committed to excellence!

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NMLS ID #231831
I am authorized to do business in the states of Arizona, Idaho and Utah. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# 1033086;