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Simplifying mortgages

Learn your options, set a plan, make it happen

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With just 5 minutes on the phone or in person we can see if you prequalify and start a Home-Buying Plan that fits you and no obligation. I look forward to helping you! Just call me directly at (801) 679-6125 or click on my email address above and let me know how I can reach you. So call or click and let's get you closer to what YOU want.CLIENT TRUSTClients have described me as: Knowing all the program options available in Utah Great at helping people learn and understand their options Able to offer some of the lowest rates and fees A mortgage team leader who can close your loan in as little as 15 days Always available by phone in your home or my office and your choice A mortgage consultant who genuinely cares about your happiness.MY PHILOSOPHYDuring my career I've focused heavily on providing better communication than people find in this industry. I believe superior communication up-front in my planning and strategy phase eliminates errors costly surprises and last minute delays typically found in most banks and many mortgage companies. Continuing communication throughout the rest of the process brings my clients peace of mind and confidence they're getting what they want. People tell me my communication focus has made their home-buying or refinancing experience far less stressful than any of their past experiences. They also tell their friends family and others to contact me which is the highest compliment I ever receive. My special thanks to those who let me help them and their friends!MY BACKGROUNDI was born and raised in Atlanta Georgia and started my career as a mortgage loan officer during my senior year at the University of Utah while finishing my Business Finance degree. I met the love of my life at the U and we now have a growing family! I love serving in local community and church programs and I enjoy offering this same attitude to my clients. With experience as a professional cliff diver amateur exhibition-style snow and wake boarder I'm not afraid of challenging situations!! I loooove hearing my clients say at closing "everyone else said they couldn't do what you've done".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
4.88
4.98
Joe
Sep 24, 2025
Herriman, UT
Verified

Personal touch, follow up and ease of use tremendous team to work with!
Griffin
Sep 29, 2025
Roy, UT
Verified

Easy to get in contact with Ashton or Cary with any questions.
Brenda
Sep 24, 2025
Herriman, UT
Verified

The team at Guild was remarkable. We were jept informed every step of the way. They were on top of it. We had a closing thay Was 2 weeks. They were able to rush everything through. So happy with service!
Bryce
Sep 09, 2025
South Salt Lake, UT
Verified

The process was smooth and easy and I didn't have to do a whole lot. The team was courteous and treated me With respect. I was worried at first that I wouldn't be able to get a loan on my house but the team I worked with made it happen and I am so grateful for their help. I would absolutely recommend Guild mortgage to anybody that is thinking about buying a home.
Liberty B
Sep 13, 2025
Verified

I’d give Kit and his team 10 stars if I could!! We had the craziest experience when purchasing our home, and it truly wouldn’t have been possible without Kit! We got pre-approved through them and the process was quick and easy! We hopped on a call and he went over all the numbers with us, making sure everything was easy to understand. We ended up switching lenders only because we thought we’d be getting a lower monthly payment with some programs they had, but we should’ve just stayed with Kit all along. Long story short, the day we were supposed to close with the other lender, we were blindsided. Nothing was ready and everything fell apart. We were beyond confused, frustrated, stressed and devastated at the thought of losing our home. We decided to reach back out to Kit to see if there was any way to still make it happen, and he made time on a fully booked day to take a look at the numbers for us and called to go over everything. He immediately put our minds at ease and worked so quickly and diligently over the next 2 weeks to make it all happen! Our experience was a night and day difference! Kit and his team made sure we were kept in the loop throughout the entire process and we felt so taken care of. We can’t thank them and recommend them enough for helping us get into our home!!
Deeann
Aug 30, 2025
Eagle Mountain, UT
Verified

Great follow through. Sent messages updating me and my client almost daily. And they got the loan done in record

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Awards

Scotsman Guide Award

Causes & Memberships

NMLS ID #231831
I am authorized to do business in the states of Arkansas, Arizona, Idaho, Texas and Utah. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# 1033086;