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Ernesto Virgen
Loan Officer | Hablo Español
NMLS# 1858159
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
The rating and reviews below represent my top reviews.
4.56 out of 5.0 stars
4.2
5.0
5.0
Pedro
Oct 5, 2025
Working with Ernesto was a breath of fresh air. He has the experience, knowledge and the patience to a...See more
Jorge
Aug 1, 2025
I had several loan officers couldnt help me to get a loan for a home at all and later i found guild...See more
Jorge L.
Aug 5, 2025
I had good experience working with guild mortgage team Ernesto was great and a big help thank you very much
Barbara
July 5, 2025
They did an amazing job and made sure I was informed throughout the process
Barbara V.
July 2, 2025
He did an amazing job and made sure I was informed throughout the entire process
Adela
July 6, 2025
Ernesto and Cary helped us quickly and patiently, as it was our first experience processing a loan, they also helped us ...See more
NMLS ID #1858159
I am authorized to do business in the state of Utah.


