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Ernesto Virgen – Guild Mortgage Lender

Ernesto Virgen

Loan Officer | Hablo Español

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.56 out of 5.0 stars
4.33
5.0
Pedro
Oct 03, 2025
West Valley City, UT
Verified

Working with Ernesto was a breath of fresh air. He has the experience, knowledge and the patience to assure any client that is looking to buy. No matter how stressful the situation got, Ernesto was always there to calm everything down. It was a pleasure working with you Ernesto and can't wait for the next one.
Jorge L
Aug 07, 2025
Verified

I had good experience working with guild mortgage team Ernesto was great and a big help thank you very much
Jorge
Aug 07, 2025
Taylorsville, UT
Verified

I had several loan officers couldnt help me to get a loan for a home at all and later i found guild company Ernesto loan officer he was very efficient professional and great thanks to him and this company I could get a home loan and get my new apartment thank you Im very greatful and my experience was excellent thank you very much to Ernesto and Guild morgatge
Barbara V
Jul 14, 2025
Verified

He did an amazing job and made sure I was informed throughout the entire process
Barbara
Jul 12, 2025
Eagle Mountain, UT
Verified

They did an amazing job and made sure I was informed throughout the process
ABSGomezdelacortina S
Jul 01, 2025
Verified

Very profesional, Ernesto and the whole team were very patient to explain details and very helpful. It was my first experience dealing with a business of this sort on my own, and I'm glad I worked with this team.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1858159
I am authorized to do business in the state of Utah.