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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.86 out of 5.0 stars
5.0
4.87
4.6
Jillian
Jul 01, 2025
Santaquin, UT
Verified

The real estate agent Niki Worthington and the loan officer Sheldon Worthington were the best in every way. I felt that I was totally taken care of. I will refer anyone else I know to them.
jillan r
Jul 01, 2025
Verified

Sheldon and Niki and everyone else who worked with them treated me with the utmost care.
Justin
May 05, 2025
West Valley City, UT
Verified

Sheldon is my go to lender. He's always responsiv, works hard, hes a great communicator and knows what he is doing.
Charisa
Mar 31, 2025
West Jordan, UT
Verified

Sheldon was so great to work with! I'd refer him to any of my family or friends! I felt like he cared about us as a person and not just as another client. Everything went very smooth and quick!
Craig
Mar 03, 2025
Highland, UT
Verified

Sheldon is a top notch, excellent loan officer!
Preston
Mar 03, 2025
Nephi, UT
Verified

Everyone we talked to was fantastic, answered all our questions, kept us informed and overall it was a great experience

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #826948
I am authorized to do business in the states of Idaho and Utah.