Turning your dream of homeownership into a reality

Personalized solutions and support throughout your home buying journey

Nate Johnson

Loan Officer

NMLS# 2696538

339 West 13490 South, 1st Floor,
Draper, UT 84020

(409) 960-8094

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Hi! I’m Nate Johnson, your local and homegrown Loan Officer with a diverse background in customer experience management, financial services, and residential construction - all of which position me to serve you with unique market insights, world class service and personalized support throughout your home buying journey.

As your mortgage lender, I’ll work closely with you to find the right solution that best meets your needs while making the whole process as seamless and stress free as possible. Whether your buying your first home, refinancing or exploring real estate investment opportunities, I’ll be with you every step of the way.

Let’s turn your homeownership goals into reality together.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.

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Joseph

Oct 2, 2025

Nate is awesome!

Nathan J.

Oct 4, 2025

I love working for Guild Mortgage! Having access to over 700 loan products, in-house processing and underwriting, and wo...See more

CJ G.

Sept 2, 2025

I had the pleasure of working with Nate on a recent transaction that came with its fair share of hurdles on both the rea...See more

Sept 2, 2025

I had the pleasure of working with Nate on a recent transaction that came with its fair share of hurdles on both the rea...See more

Jonathan D.

Aug 2, 2025

Great communication! Smooth process from start to finish! Nate Johnson is a true professional!

Olivia

July 2, 2025

Nate was super responsive and was kind and helpful through a lot of changes !

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NMLS ID #2696538

I am authorized to do business in the state of Utah.