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Turning your dream of homeownership into a reality

Personalized solutions and support throughout your home buying journey

About me

Hi! I’m Nate Johnson, your local and homegrown Loan Officer with a diverse background in customer experience management, financial services, and residential construction - all of which position me to serve you with unique market insights, world class service and personalized support throughout your home buying journey.

As your mortgage lender, I’ll work closely with you to find the right solution that best meets your needs while making the whole process as seamless and stress free as possible. Whether your buying your first home, refinancing or exploring real estate investment opportunities, I’ll be with you every step of the way.

Let’s turn your homeownership goals into reality together.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

5.0 out of 5.0 stars

5.0

Olivia B

Jul 11, 2025

Verified

Nate was super responsive and was kind and helpful through a lot of changes !

Ammon E

Jul 11, 2025

Verified

First-time homebuyer experience was phenomenal. Nate made sure we felt confident during every step of the process and helped us understand all our options. If you’re looking for someone who can find/provide all the resources you could ask for Nate’s your guy.

Jonathan D

Jul 08, 2025

Verified

Great communication! Smooth process from start to finish! Nate Johnson is a true professional!

Jake J

Jul 02, 2025

Verified

We had the opportunity to work Nate and Guild Mortgage. The experience was better than expected. Not only did the provide several options, they worked with us to ensure that we were put in the best situation. Nate spent time to ensure that we fully understood the options and how it would impact us long term

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Awards

Causes & Memberships

NMLS ID #2696538

I am authorized to do business in the state of Utah.

Personalized solutions and support throughout your home buying journey

Nate Johnson

Loan Officer

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