Ksun Joseph
Loan Officer
NMLS ID #153979
Draper, UT
Find the loan to fit your life
You have choices when it comes to home financing
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Mar 18, 2026 |
Orem, UT
Mar 12, 2026 |
Fruit Heights, UT
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Office Hours
Monday - Friday
Saturday
Sunday
8:00AM - 5:00PM
CLOSED
CLOSED
Monday - Friday
8:00AM - 5:00PM
Saturday
CLOSED
Sunday
CLOSED
NMLS ID #153979
I am authorized to do business in the states of Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Nevada, Tennessee, Texas, Utah, Virginia, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# 924914; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); NV Mortgage Company #1141;
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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.
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Helpful resources
What are draw and repayment periods for HELOCs* and HELOANs?
Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.
Read more
When should I use my home equity?
Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.
Read more
Is a 2-1 buydown worth it? Pros and cons explained
A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.
Read more
home equity insights
Get smart about your home's value
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