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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have over 25 years of experience as a mortgage professional. 
 
Over this time period, my experience has included and still includes recruiting, training, management, and education, but the vast majority of my day- to -day business is originating mortgage transactions. 
 
I originate a very diverse range of mortgage products/programs including, but not limited to, the following:  
Conventional, FHA, VA, HomeReady and HomePossible, USDA Rural Housing, Washington Home Advantage, and Jumbo.  
 
I work with a wide variety of clients depending on their financial situation and current housing needs.  
 
The majority of my clients are purchase clients, ranging from the millennial first-time home buyer to the real estate investor to the boomerang buyer ( a former homeowner who lost his or her home to foreclosure in the 2008-2011 housing downturn and who are now able to qualify for financing).  
 
For refinance clients, their situations range from wishing to lower his or her interest rate and payment to a desire to pull cash out for home improvements to one needing to refinance due to a divorce situation.  
 
With these vast array of products, coupled with my very diverse client base, there are very few situations that I have not encountered or challenges that I have not been able to overcome for my clients.  
 
My simple motto is: I don't just get the job done. I go above and beyond. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
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Erika
Dec 02, 2024
Vancouver, WA
Verified

As first time homebuyers we were pretty imtimidated by the process. After taking a class in September 2023 we continues to work towards our financial goals to ensure we were in the best position possible to purchase a home and maintain financial stability. In September of 2024 we met with Paul and our broker , Josh and closed on an amazing home in November. Paul brought expert advice and guided us every step of the way with great communication for all parties involved in the closing process. We could not be happier with our decision to work with Paul and the guild mortgage team.
Jacqueline T
Nov 14, 2024
Verified

Paul has helped me multiple times with different transactions and he is one of the most honest and trustworthy people I have done business with. He is available anytime I have questions and even when we are not in the middle of a transaction he will reach out if I need something or point me in the right direction.
Alicia D
Jun 09, 2024
Verified

Paul did a great job helping us through the entire process. He was very clear about what the expectations were and he wasn’t just telling us what we wanted to hear but what we needed to know. I would recommend Paul to anyone who is looking to buy a home. He made the process go by smoothly and made sure he was reachable if we had questions. Thanks again Paul for the help!
Edgar C
Feb 07, 2024
Verified

Paul was EXCELLENT in all caps. He was extremely personable and professional. By far the best we've worked with! You won't be disappointed!
Greyson M
Dec 20, 2023
Verified

Paul Thompson truly made the experience of buying a house a breeze. He went above and beyond, answering my messages after hours and taking the time to teach me about the process. He cares about his clients, and worked diligently to make the home buying process go smoothly for me. He is very knowledgeable and skilled in what he does, so I knew I was in great hands. Guild Mortgage even provided a generous discount when the transaction got tight. I couldn’t have asked for a better experience as a young first time home buyer, and highly recommend Paul to those looking to purchase a home.
Madison C
Dec 19, 2023
Verified

Paul Thompson made the experience of buying a home a breeze. He went above and beyond, answering my messages after hours and taking the time to teach me about the process. His directions were always clear, and he worked diligently to make the home buying process go smooth. He truly cares about his clients and is very knowledgable in his field. I had a fantastic experience and highly recommend Paul.

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NMLS ID #404052
I am authorized to do business in the states of Oregon and Washington. OR ML-176;