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Kim Wilson

Kim Wilson

Senior Loan Officer

201 NE Park Plaza Dr., Ste 242, Vancouver, WA 98684
Own what matters
Own what matters

About Me

I have worked hand-in-hand with realtors and support partners to help clients achieve their short and long-term mortgage goals since 2005. During this time, a large number of my clients have successfully gone from purchasing their first home to buying a second home, investment property, and or vacation home. By specializing in lending solutions that help manage debt and build wealth through home ownership, I helped my clients achieve these milestones. Everyone looks forward to buying their first home, however, the dream doesn't have to stop there! A vacation home or investment property can be within reach with the right planning and a guide to help you along the way. I'm here to make it happen. My motto is; step-by-step, we can do it together. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
5.0
Dean K
Oct 24, 2023
Verified

Kim W was truly a professional to work with. We were able to buy a place and close within a month. She kept us on track with what she needed done on our end and made sure we understood the process along the way. Super helpful and the communication was a 5star. Thank you for working with us!
Rie
Dec 04, 2023
Verified

Kim explained every option we had in great details. We were able to make informed decisions.
Ganesh
Nov 13, 2023
Verified

Kim was great to work with, knowledgeable, and always responsive. She was always accessible and friendly. It was really excellent experience through the whole mortgage process. Highly recommend.
maki a
Dec 05, 2023
Verified

Kim was awesome from start to finish. She knows her stuff and communicates very well. Super easy to talk to and always happy to answer questions. She uses all the tools and programs available to get the best rates for buyers.
maki a
Dec 05, 2023
Verified

Kim was awesome from start to finish. She knows her stuff and communicates very well. Super easy to talk to and always happy to answer questions. She uses all the tools and programs available to get the best rates for buyers.
Dean
Oct 23, 2023
Verified

We can't thank Kim enough for guiding us through this process so quickly! She was able to close our mortgage in less than a month. We walked into an open house w/out a realtor or mortgage broker and found them both at the same house. Seriously though, Kim has been amazing at communicating on what we need done in a timely manner. We truly appreciate everything she has done. We are new to the area but if I know of anyone that needs help, I will send them her way. Thank you Dean K

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NMLS ID #92897
I am authorized to do business in the states of Oregon and Washington. OR ML-176;